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307 reviews

Aflac Employer Reviews

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Compensation/Benefits
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Very Hard Work = Success!
sales (Former Employee), Dallas, TX – May 14, 2013
Pros: great opportunity
Cons: whatever excuse you can make
As an Insurance Agent with 15 years experience i can tell you that most Insurance Companies including AFLAC offer an opportunity if you are wiling to work hard.

I see a lot of negative reviews about this company being a scam or some sort of pyrmid scheme... The truth is what employer have you ever work for who didnt make money by having you! If they – more... cant generate income from your presence NO EMPLOYER WILL KEEP YOU!!!!

This is acceptable and typical of all Insurance companies... Just because you may have discovered you cant hack it dosent mean another person cant.

It is very hard work especially in the begining but as with most anything... Persistance will pay off! – less
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No compensation for work provided
Insurance Sales Producer (Former Employee), Oxford, MA – May 13, 2013
Pros: values
Cons: compensation
I spent more money trying to work than I actually made. I spent money on gas, food and testing and never received compensation
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Great company, great products
Independent Agent (Former Employee), Dover, DE – May 13, 2013
Aflac is a great company to work for. I would recommend their products to everyone. However, if a steady, consistent income is what you are looking for then its not the job for you. They have a great compensation package but it is commission based only. If you have the time to build a book of business or have a natural talent for sales then you need – more... to check them out. – less
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Great Place to Work
Business Process Analyst (Current Employee), Columbus, GA – May 12, 2013
Pros: people, benefits, time off, and work/life balance
Cons: politics, advancement is difficult if you have a low visibility job; hiring process
Aflac is overall a great place to work. They care a lot about their employees and have great benefits. The yearly bonus is also a great incentive and can on a typical year reach above 6% of your yearly salary. No day is the same at Aflac. My position involved project management. Great job however there is a lot of politics being played as can be expected – more... from large companies. – less
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Be Very Careful!
Sales Agent (Former Employee), Lawrenceville, GA – May 9, 2013
Pros: great produts!
Cons: bad commission splits, feels like a pyramid scheme!
I worked for Aflac for 6 months out of Lawrenceville,GA. Ron Kirkland's district. Like everyone that starts this job, I was very eager to get out and get to selling. There were some red light signals but, I am from the world of sales and I understand that you have to really work hard. Here is my review:

I started working there in the latter part of – more... 2012, I sat through 2 interviews one with the Regional Manager and the District Sales Coordinator. The first interview they sell you on how you can make a lot of money selling Aflac products etc. etc. The second interview you meet with the District Sales Coordinator who also tries to convince you that you can make a lot of money selling Aflac, he then reviewed the other agents sales numbers with me and went over the commission splits with me and it sucked!, my first right light!

The DSC also told me that I could not enter sales school unless I produced 1,500.00 worth of business, yes and without knowing what I am selling without a temporary license! My second red light! Well I soon found out that NO ONE on the team who was hired before me or after me was given that stipulation. With no FORMAL TRAINING! I sold 1,500.00 and then I was allowed to go to sales class, the classes were pretty good however, in the meantime I was shadowing the other agents on sales calls a FEW TIMES. Here's the catch, those same sales agents then want a piece of the action when you start getting accounts however, NOBODY discussed this with me until I started getting accounts and making money, this definitely was not in my contract, my third red light! I soon found out that I was left out to get the business (APPOINTMENTS) but I was not allowed to sell? Really? per my DSC!!!!, my fourth red light!!!

Feeling that I was already invested I went out and got the business and I was charged 50% of my business! The excuse I was given that I was not experienced enough to do the presentation to the employer therefore, I have to pay my DSC or CIT to do this for me! For example, if I earned 5,000 in Annual Premiums divide by 2=2,500, before my commission splits which is 2,500*0.65=1,625, then they take another 35%, so then you walk away with 1,056.25! and so does you DSC or CIT!! I then realized that I was working to put money in their pockets! I realized that my contract states that they are entitled to a percentage but, it did not state 50%! Really! My fifth red light!

By this time, I have more accounts in my pipeline so my strategy was to slow down on getting the business because it seemed as if every time I made a sale I was getting hit really bad! So I had another presentation, this time the CIT brings another agent (who at the time had no sales) to help do the presentation. However, not only did I have to split the CIT but also the other agent and NOBODY discussed this with me prior to the appointment!, sixth red light!

By this time my numbers are a lot better than the VETERAN agents and know they want to got out on sales calls with me!, knowing that if I make money they make money!

Aflac is a very difficult product to sell! Although their products are great, it is very difficult trying to get people to understand the need for having Aflac! So when you get an account you can bet you have worked your butt off to get it and then to have your commission picked over is just not right! My last red light! I quit!

Sorry for the long review! :-) – less
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Excellent company to work for
District Sales Coordinator (Current Employee), Culver City, CA – May 5, 2013
Pros: excellent training, help people everyday
Cons: not for people who don't have drive and motivation
Came to Aflac from a retail background with no real sales experience. They provided everything I needed to succeed and grow. I've been promoted 2 times since I started 1 1/2 years ago. Now I'm a team leader who has the privilige to help new hires realize their own success. Aflac has a great name in the industry and needs to protect it so they ensure – more... everyone gets the best training and opportunity possible. I'm also fortunate enough to have landed in the Culver City, CA office, where the office culture is so welcoming and family oriented. I think that kind of atmosphere and buzz around the office is the reason it's grown over 80% in sales since last year. – less
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Relaxed atmosphere, Fun at times,
Administrative Assistant (Former Employee), Jefferson City, MO – May 5, 2013
Pros: relaxed attmosphere
Cons: cursing was allowed
I answered the phones and directed callers appropriately, Put together proposals, mailed needed information to clients. Kept the office in a clean and orderly manner.
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pyramid
Sales Agent (Former Employee), Louisville, KY – May 2, 2013
this company is a scam. they make you pay to get your license and then make money off what you sell. Only succesful reps got in early and a lot of people below them.
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competitive no territory
Sales Broker (Current Employee), baltimore,md – May 1, 2013
Cons: 100% commisioned based
100% commissioned based and overlapping sales agents no territory.
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Working on commission
Independent Contractor (Former Employee), New York, NY – May 1, 2013
Difficult to get started, but there is a lot of support. High earning potential for a motivated, adept salespeople.
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Great company
District Sales Mgr (Former Employee), Palm Bay, Florida – May 1, 2013
Pros: everything
Cons: too many agents
I enjoyed working for AFLAC,

The company has a great core vision and values.
The best part is that they truly take care of their policy holders and they pay their claims in a quick manner.

I saw first hand that they paid claims before the premiums were collected.

The duck and cancer center are a great company icon.
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AFLAC
District Administrator for Aflac Insurance (Former Employee), Independence, OH – April 30, 2013
Pros: hours, friendly staff
General administrative and receptionist duties, worked 30 per week, along side the district manager and the district agents. Helped put together presentations, quotes and browse resumes / phone interview
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Enjoyable work out of the office.
District Sales Coordinator (Former Employee), Seattle, WA – April 27, 2013
Pros: residual income; comaraderie; challenges
Cons: marriage commitment to business - i work to live, not visa-versa
Starting a week proved challenging as I do not enjoy telemarketing, preferring cold calling as it presented more face to face opportunities. However, telemarketing was necessary to meet key individuals.
Actual appointments and group presentations afforded the circumstances needed for personal expression, the 'fun part'!
Aflac at the time lacked advertising, – more... and hindered a relationship of trust between a corporation and 'us'; (another insurance salesman). This combined with competition spurred by greed within the organization caused slow personal financial growth for not a few - many of us starved.... – less
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Good place to learn the ins and out of outside sales
Independent Agent (Current Employee), Houston, TX – April 23, 2013
They have a great training program that allows you to build a business from the ground up. Most of your time will be spent prospecting leads that you generate to become Aflac accounts. This can be very challenging but also very rewarding.
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A results oriented company
Marketing and Sales Intern (Former Employee), Rockville, MD – April 22, 2013
Position title somewhat conflicted with the true responsibilities of the position. Primarily was used to cold-call potential clients and set up appointments.
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great company/ not so great local management
Independent Insurance Agent (Former Employee), Bridgeport, NE – April 22, 2013
Basically I was trained for approximately 4 months and turned loose to fend for myself without the leadership help i needed. working on commission I was new enough that i had no renewal income coming in and was only getting paid if the policies were being written.
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Enjoyed job, great company
Customer Service Representative (Current Employee), Columbus, GA – April 17, 2013
Pros: offers great benefits
Cons: i am only part-time
Aflac is a great compny to work for, unfortunately I have relocated and unable to keep commuting
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A lot of work for little pay
Account Executive (Current Employee), White Marsh, MD – April 15, 2013
Pros: you can set your own work schedule since you are 1099
Cons: you have to pay for your own traning and license, some things done in my office are illegal, 100% commission, it takes forever for them to pay you, there is little to no assistance from the upper managment
This place expects you to do everything. Here you do your own marketing from a network that you create. You meet with business owners to get them to approve you bringing in Aflac benefits to their employees. From here, if they say yes you can talk to the employees you must then enroll them in the products. Once they are signed up you then hopefully – more... get paid from the policies you submit. Once the policies are active you also become their claims specialist and process any claims that the customers have. Also, you are expecting to recruit new agents daily. – less
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Aflac in Denver
Aflac Sales Rep (Current Employee), Denver, CO – April 12, 2013
I started out with a strong hope that people needed what I offered. I found it very rewarding to be able to help the majority of people who would need cash while they are recovering from being injured or sick and couldn't earn a paycheck. What became incredibly challenging was getting permission to get in front of people by their employer's to be able – more... to offer an affordable policy ($7 to 10 per week) with a pre tax payroll deduction that made it more like $3 to $4 a week net.

I found HR reps, bookkeepers and business owners reluctant to add "extra work" to their plate so benefits would never make it to their employees. I would ask myself "How hard is it to add a line item to your payroll deductions and give an employee 30 minutes to sign up for benefits once a year?"

Aflac offers some very generous plans for cancer recovery and treatment, accidental injury, disability and dental work- to name a handful.

If a business looked a little closer they might see that Aflac is ranked as the most ethical insurance company nationwide and pays claims in 4 days. An HR rep or small business owner could have saved their company hundreds each month in FICA taxes by offering a pretax benefit and add much needed benefits to their practically non existent benefits plan in the process. But instead the Aflac Agent would hear "nope- we're good thank you, good bye"... with no opportunity to be heard. This is based on roughly 20 business approaches per day for 18 months.

As a result of not being able to open as many accounts as I needed to support my family, I left to find full time employment elsewhere.

Today, I find it troubling that so many people in my community will go on temporary welfare due to no back up plan that could have easily been purchased by their employer or at least been facilitated through their employer through payroll for the equivalent cost to that of a run to Starbucks.

To the agent starting out- Aflac is a great company, they offer a generous new business commission and renewals when you are able to sell a plan. If you don't have a computer of your own called an "SNG computer", it is really tough to sell a policy or get stuff done. I fortunately bought an SNG computer right from the start and it helped me tremendously when I did get a yes. You will also want to really have a high endurance for rejection as the job offers you very little in leads if at all. You will also find that many places have had an Aflac agent come in before and will find you to be a nuisance and turn you away. I used an approach with business owner's I knew and then used their experience to talk about offering a plan to a neighboring business which sometimes worked. Aflac calls that four corner marketing. – less
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New agent to Aflac
Agent (Current Employee), Minneapolis, MN – April 12, 2013
Pros: work/life balance, in charge of my own time/schedule
Cons: a tough first month with a lot of work but it pays off
As a new agent to Aflac I feel I need to review Aflac to talk to other people about my experience.

I left a job that was paying me enough to survive but I was not happy about the work/life balance and the future with this company. I have my graduate degree and years of experience but I was looking for an opportunity where I would be able to be home – more... with my young children more and have to ability to work for myself and create my own income, and Aflac has offered me that opportunity. I was working at a college where we hadn't gotten raises for the past few years because of "budget cuts" and weren't going to be getting raises again this year because of "budget cuts". I had the opportunity to join Aflac and after a tough initial month I am now earning more in one week than I was in three months at my previous job.

If you have the inititave to go out and work hard and want to provide for your family and can get over hearing no you will do well at this job. If you want things handed to you and want to sit back and wait for people to come to you...good luck. But, if you are willing to put in some work, and willing to get out of your comfort zone this is definitely the career for you.

I have been challenged in ways that I never expected and I had no experience in sales but this company is selling a product that everyone needs and that everyone can afford. And especially with the Affordable Care Act (Obamacare) happening in the next few months it makes it a job that has even more potential. – less
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– April 27, 2013

Hi, I just finished my "pre-licence"class today, plan to take my state exam next week. Then Aflac sales classes on Friday.... I am so pumped and ready to go.. I have 13 individuals waiting to hear what I have and two physicians offices that is going to allow me to come in as soon as I am trained.....I am so glad to hear your testimony as I am up studying..... Thank-you.... Maybe our paths will cross through this awesome opportunity... Be blessed...


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