Affirmative Insurance Holdings, Inc. (Affirmative) is a distributor and producer of non-standard personal automobile insurance policies and related products and services for individual consumers. As of December 31, 2008, the Company’s subsidiaries included insurance companies licensed to write policies in 40 states, underwriting agencies, and – more... retail agencies with 219 owned stores and 33 operating franchise retail store locations and relationships with two unaffiliated underwriting agencies. The Company offers insurance directly to individual consumers through retail stores in 10 states (Louisiana, Texas, Illinois, Alabama, Florida, Missouri, Indiana, South Carolina, Kansas and Wisconsin), including its franchised stores in Florida and distributing its own insurance policies through 8,000 independent agents or brokers in 10 states (Louisiana, Texas, Illinois, California, Michigan, Florida, Missouri, Indiana, South Carolina and New Mexico).
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