Pros: Awesome management and staff, Energetic and accepting workplace, Full and intensive 2-4 week training is provided (without pay)
Cons: Misleading, Clients don't even know you sell life insurance, It's a NUMBERS GAME, and a sad one at that, It's all smoke and mirrors
Ill be honest, there's alot of successful agents that make six figures a year. But it is ALL a numbers and luck game.. the job description states that I would be 'working with union members as their personal consultant to deliver and explain their benefits.' Out of my three months, I did not meet one union member. It's all smoke and mirrors... The real way you get prospects is by giving them an unexpected, unwanted, scripted, misleading phone call to give them a FREE Child Safe Kit or a FREE $2,000 life policy that their friend referred them or they submitted a form to get one. Mind you, THESE PEOPLE THINK YOURE GIVING THEM A FREE CHILD SAFE KIT TO PROTECT THEIR BABIES, and then you end up transitioning into life insurance and try to MAKE THEM buy the plan with the sales/control techniques they teach you. Most people don't buy, but are pretty mean to you and feel insulted. HEY! I would too if you lied to get into my home to sell my life insurance. They give you the statistic that 3/12 will buy. Most dont show up or ditch you.. You make 30 appointments a week and your goal is to meet with 12, THAT'S PATHETIC. You are a 1099 employee but theyll work you and make you work certain hours like your a W-2 employee WHICH IS NOT FAIR. They get away with this because you have to sign a new contract every 6 months as a "training employee". This job will hire you on very misleading information and unkept promises... DONT WORK AT AMERICAN INCOME. YOU ARE WASTING YOUR TIME AND MONEY.