I had the opportunity to start and develop in the area of commercial credit, showing various positions from credit analyst to senior vice president of risk and business banking. My main experience was in the area of credit risk, responsible for evaluating all proposals for loans of small, medium and large enterprises and adopt those that were within the margin borrower delegate 7 moderate figures. Served as secretary of the executive committee responsible for submitting credit and loans to the Board of Directors and Credit Committee headquarters in Bilbao, Spain. Finally I led the Business Banking division responsible for the management of loans for small and medium businesses and responsible to Increase Increase of deposit portfolio and the sale of other products and services of the institution. Despite the complicated economic environment and tighter credit policies, the unit kept eighty-five percent of budgeted targets.
I was member of the Management of BBVA Group, responsible, among others, sharing and promote the institutional culture in the bank.
The institution dismissed me as part of the reorganization process, eventually to sale the bank in PR.
Exellent Institution with a strong bank structure
Difficult final process of dismissal.