Beal Bank

Beal Bank is Texas owned and headquartered in Plano, Texas with branch offices in Dallas, Houston and San Antonio, as well as California branch offices in Brentwood and Newport Beach. Beal Bank is a Texas-based state savings bank with more than $6 billion in assets and $1.1 billion in equity capital.

Beal Bank is designated as a wholesale bank by
 – more... banking regulators and we specialize in commercial loan transactions. Our primary business involves purchasing and selling loans and other debt securities in the national capital markets with other financial institutions as counter-parties. We do not offer retail-banking services to the general public such as consumer loans and checking accounts. We do offer very competitive term deposit accounts to the general public that are insured by the FDIC including money market and certificate of deposit accounts through our branches in Texas and California.

Founder and Chairman Andrew Beal has a great interest in the field of mathematics and has instilled a philosophy of careful mathematical analysis in our operations. Today, Beal Bank is one of only a few banks combining sophisticated mathematical modeling with the latest knowledge in behavioral finance and game theory to accurately quantify and price risk. Our sophisticated and proprietary algorithms have provided unparalleled success in loan and debt securities pricing decisions, and our corresponding systems allow us to rapidly process large loan pools and individual loans with unusual characteristics.

Beal Bank consistently ranks at the very top of all banks for return on equity (ROE). In May 2003, American Banker ranked Beal Bank #1 for ROE among banks with assets greater than $500 million for the five-year period ending December 31, 2002. This ranking follows the Bank's #1 previous ranking for ROE among all banks for the five-year period ending December 31, 1999.

Certificates of Deposit investors from all over the nation have responded to our attractive interest rates and have been an important part of our success. Our financial strength, combined with FDIC insurance, provides our customers with high returns on safe, sound investments. Come grow with us, via the Internet. – lessMore from ZoomInfo »

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