BFS's core business provides receivables financing to restaurants and small retail businesses with strong cash flows from credit card transactions that can't finance their business development and expansion through traditional financing.
A merchant that meets our underwriting requirements receives a business cash advance up to $300,000 with payments withheld directly from their credit card sales.
BFS purchases credit card receivables from the restaurant or retail store at a discount. The merchant is "Advanced" this purchase and BFS collects payments from a percentage of their credit card transactions until the advance & factoring fee is repaid. – less–ZoomInfo