This position is responsible for performing necessary tasks to ensure accurate, compliant, and complete processing of loan files.
ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:
· Process residential mortgage loans (Conventional, Purchase, FHA, VA, Refinance) in a manner consistent with all company policies and procedures as well as all regulatory requirements.
· Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval.
· Manages a pipeline of loans and maintain timely and compliant flow of such loans through the process.
· Communicates with loan officers, buyers, sellers, title companies, builder and agents.
· Provides excellent customer service by effectively communicating and cooperating with all internal and external customers.
· Monitors and ensures closing dates and company deadlines are met.
· Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department.
· Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry. Understands and applies local, state and federal regulations related to processing mortgage loans.
· Complies with all company policies and procedures.
PREFERRED QUALIFICATIONS AND EXPERIENCE
· 4-5 years loan processing experience. Retail processing experience preferred.
· Experience processing Conventional and Government (FHA/VA) loans.
· Familiarity with Point required. Experience with DataTrac a plus.
· Excellent customer service skills
· Ability to prioritize and work independently with minimal supervision
· Proficient in Microsoft Office, Word, Excel, Outlook, etc
· Excellent communication skills both written and oral
· Ability to work in a fast paced fluid environment
· High level of integrity and confidentiality required