Combined Insurance - 7E
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17 reviews

Combined Insurance - 7E Employer Reviews

Compensation/Benefits
Management
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Job Work/Life Balance
Ejoyable, exciting meetings, liked being out in the field.
Licensed Life Insurance Rep (Former Employee), State of New Hampshire. –
Pros: enjoyed being on the road and meeting people.
Cons: did not receive residual commissions on new sales.
I held a NH Life, Accident and Health Insurance license and worked as a representative in the field. I handled existing business and produced new business. I became very knowledgeable about the insurance industry, particularly life insurance, types of plans, etc.
My ability to provide excellent customer service allowed me to easily interact with existing – more...  policy holders and generate new business at the same time. I was able to acheive several company awards for most number of policies sold in days, weeks and months locally and across the country. – less
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Good Company
Insurance Agent (Former Employee), Queens, NY –
Pros: weekly bonus
Cons: the sky is the limit
When i start working @ combined I new was one the best company my manager was very exciting, happy, and know what she doing.Is a very good company to work for, good manager support
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Unless you are a full time employee, it is extremely hard to have benefits and 40 hours a week.
Insurance Agent (Former Employee), GA –
Pros: bonuses.
Cons: not always a full week of pay.
Professional Company to work for. Your quarterly paycheck determines the amount of sales you get towards the end of the week. So if you strive to exceed your sales by Friday you will substain an excellent paycheck. Alot of legwork is needed as far as Telemarketing and Inside as well as Outside Sales...but never any cold calling, which is a great benefit.
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Good work place, every one helps each other
Sales Rep (Former Employee), Palmerston North –
Meetings in the morning, then out to your appointments or cold calling as well as door to door sales
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Great people
Executive: Divisional Development Director (Former Employee), Utah –
Pros: travel
Cons: travel
Great people to work with but was on the road every week the last 4 years
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Long days and nights
District Manager (Former Employee), St. Louis, MO –
Pros: meeting people - positive mental attitude
Cons: hours
This company is not high on my recommendation list. It is 100% commission job with very little benefits. You travel in a 7 county area on a daily basis. Even though I excelled rather quickly in this position I would not recommend to someone with a family. Your days are very long and you loose your quanity of time with family. The best part of this job – more...  was meeting with my customers and making new customers. It was a cold calling business where you would knock on both residential doors and businesses. I personally prefered businesses, they were easier to read and tell if you were wasting their time or yours.
A typical day for a sales rep is 8am to 7pm
A typical day for a sales manager is 7am to 7pm
A typical day for a District Mgr is 7am to 10pm.

I also want to add that at this company I learned a great deal about PMA. I have since then carried what I have learned here into my everyday life. Positive Mental Attitude is part of me. – less
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Bad experience
Territory Manager - Greater Binghamton Area (Former Employee), Binghamton, NY –
Pros: independence
Cons: many
I di not enjoy working for this company.

They expect you to work from 7:00am - 8:00pm every day and work on Saturdays. They provide you with leads - which are just current customers. These customers have been hammered by new agent after new agent. It is not uncommon to hear a customer say "you are the 5th agent I've seen in a year".
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combined insurance
Agent (Current Employee), Atlanta, GA –
Cons: ridiculous expectations based on lousy leads
They do have good products , lousy job security, cold calling prime way to earn a living. low APV so low pay. Training was good but job is unrealistic. Experienced no help in doing the job or how to do it. Leads are lifeblood of agent ...they have none except current policy holders and lapsed policy holders with no working phone nos. etc it is a joke.
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Great first experience for someone new in the insurance industry
Account Executive (Former Employee), Washington –
Pros: training, sales experience, competitive products, cash incentives
Cons: management is hit or miss, company is going through huge restructuring
Competitive, energetic work with great incentives. Best training I have ever seen or heard of, especially all the front end cash incentives that are provided to help you through it. What will make or break your experience is the manager you are working for and the individual state insurance laws that sometimes prevent you from fully capitalizing on – more...  the product range available to you through the company. Like anything, how well you do is up to you and your attitude. – less
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Heavy workload and very fast pace
Life and Health Underwriter/Team Leader (Former Employee), Chicago, IL –
Pros: great benefits
Cons: must be able to handle a stressfull enviroment
Must be able to multi task, have great computer skills and customer service skills
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Productive and has been a good experience.
Sales Representative. (Former Employee), Como, Perth WA –
Pros: very good company with solid financial history.
Cons: 110 calls a day to achieve couple of appointments.
Was a good company, but did not last long there due staff ethics. Personally uncomfortable.
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Agent
Agent (Former Employee), Princeton WV –
Pros: hours
Cons: angry customers
Worked for this company for a short time. No Benefits. The best thing about this position was the manager is a very good person. To many current customers frustrated with company practices.
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Good job if you're in the right territory
Sales Rep (Former Employee), Pike county PA –
Pros: make your own hours, unlimited income potential
Cons: nobody has ever heard of combined insurance
I worked there and had an entire county to myself. That may sound good but once you remember that it's a rural county so more trees than people you quickly realize sales potential is low. Add on the amount of people with preexisting conditions these days or the amount of people who just can't afford to spend the money on insurance and you sales will – more...  be pretty bad. My managers were nice people but when I was having troubles with sales I explained it to them all they told me was to have a positive mental attitude as per the company motto. – less
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management was horrible
territory manager (Former Employee), fresno, ca. –
Pros: meeting people
Cons: poor pay compensation
would not recommend working for this company. they are only interested in what you did for them today.
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Cultural Change
Market Director (Former Employee), Indianapolis –
Pros: unlimited income potential
Cons: management character
Quality products, easy to market, however the culture has changed significantly in the last 3 years. It appears to no longer be about developing people rather bottom line at all costs. Character of the manager will play a significant role in your success. Be sure to ask about support and insist on get comittments in writing.
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Combined Has A Positive Mental Attitude
Sales Agent (Current Employee), Henrietta, NY –
Pros: set your own schedule, company has a great attitude, promotions all merit based
Cons: promotions all merit based, commission only business
Combined Insurance is a great company for those that wish to start a career in direct sales. If you wish to earn your living in this way, I would highly recommend Combined as the company to set you on the path.
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Do not believe the story they tell
territory manager (Former Employee), many places –
many many miles on car! Much Stress and if your not meeting sales goals they push you out.
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