Pre-Approval Specialist (Former Employee) – Pleasanton, CA – May 21, 2015
As a Pre-Approval Specialist with E-Loan, I used probing questions to complete a financial picture. I performed debt-to-income ratios, I reviewed the clients’ credit history, and awarded them with a pre-approval letter, which they could then print and present an offer. I am very detail oriented and will be able to track outstanding items, maintain a pipeline, and follow up with customers in order to obtain supporting documentation. I will be able to prepare accurate cost estimates for borrowers with points, appraisal, government, and title fees so that they will know exactly what they will have to pay.
I learned about mortgages, about the home buying process itself, home equity loans and lines of credit, and about the Pre-Approval process.
Production Assistant (Former Employee) – Pleasanton, CA – August 22, 2014
This was the most fun one could have at a job. Answering phone's and helping customers understand what their mortgage was all about and the life long commitment they have agreed to. Management was cool and very understanding. Co-workers after a while most became like family. Keeping up with the Dow and mortgage rates changing several times a day.
Being accepted for intelligence and any ideas to better the company were appreciated.
The company sold out to the Bank of Porto Rico and moved to New Jersey
Dot Net Developer (Former Employee) – Pleasanton, CA – August 15, 2014
: E-Loan is North America's highest ranking online financial services company specializing in Home Purchase, Home Refinance, Auto Loans, Auto Refinance, Home Equity and Personal Loans. This project generates reports about the loans passed daily/weekly/monthly. It also filters the clients whose installment date has been passed but the client has not paid the installment. This project provides Role level security to its users.
Productive but casual lending environment with great potential for personal growth
Document Preparation Department Lead (Former Employee) – Pleasanton, CA – July 2, 2014
A typical day at the office meant that we would be auditing in upwards of 150 2nd mortgage loan document sets within an 8 hour period. There was always a deadline and sometimes it meant driving to the overnight depot to assure that documents made it out to a client as promised. Although we worked within set lending guidelines there was always a new regulation or exception to the rule to learn and implement. The management staff was second to none and always willing to assist and stay late along with the staff. It was easy to make friends in all departments and there was always a celebration among the staff. The hardest part of the job was saying "no" to a 2nd mortgage. The best part of the job was knowing that you were helping someone reach a goal, build a home, get that long over due vacation, become educated and even adopt a child via the equity in their property.
Auto Presentment Validation (Former Employee) – Pleasanton, CA – May 21, 2014
This was one of my favorite jobs by far. I loved that I worked with such a large company. It gave me so much confidence in myself because it challenged me to meet certain goals everyday. Everyone I worked with was a pleasure to work with. Unfortunately the company closed due to the economy failure.