HealthMarkets

HealthMarkets helped create the category of Consumer Guided Health Insurance and continues our tradition as a leading innovator. Headquartered in North Richland Hills, Texas, HealthMarkets specializes in the insurance needs of individuals, the self-employed and small businesses nationwide. Our mission is to provide the best value money can buy for working – more... people who need to pay for health coverage on their own. For over 25 years these Americans have been our customers, and we promise to keep finding better ways to hold down costs without sacrificing important benefits. Our insurance plans bring the power of the consumer marketplace back to health care, where it has been missing for decades. We call this approach Consumer Guided Health Insurance and it lets our customers have more control over their own spending decisions, so they can make informed choices and minimize out-of-pocket costs. Our Consumer Guided plans:Give consumers the information they need to make the best decisions about their health care. Stimulate price and quality competition among providers. While some companies talk about the need for greater transparency in the health care industry, HealthMarkets is already providing it. We are equipping our customers with quality, value and cost information — so that they can make common sense, informed buying decisions about their health care, just the way they do with any other purchase. The idea is that once consumers see real value, they will choose real value — and help keep down costs for everyone. Quality indicators — including physician education backgrounds, hospital clinical outcomes and consumer feedback — are provided for all physicians and hospitals listed on our Web site, which help consumers make informed decisions about their health care. Small businesses and the self-employed feel the true brunt of spiraling health care costs. Today, some 45 million Americans have no health insurance whatsoever. Part of the solution is affordable health insurance. HealthMarkets Consumer Guided plans are a smart buy compared to many traditional plans - with plan technology that helps control costs and maximize benefits. Better tools make HealthMarkets better. Our plans use what we call the Maximum Allowable Charge, or "MAC." Our indemnity-based plans use what we call the Maximum Allowable Charge (MAC) - which is the amount the plan will pay for any service. MAC enables price transparency by creating the benchmark that we use to compare against providers' rates. – less – More from ZoomInfo »

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