Legal Collection Specialist, Greenville, SC - June 24, 2015
My work day begins by reviewing any follow-ups I've set myself for the day to resolve pressing issues such as finding a good physical address to have a consumer served a summons & complaint, working out arrangements to avoid litigation of consumers I've talked to in the previous week or so. I manage of file of over 1000 accounts with an average balance of approximately 3000 dollars or so. Some of these have existing arrangements I've setup that I make sure keep their agreement with our office. The others are in pre-legal, legal, or judgement status. I also makes requests to submit an execution of judgement on judgement accounts that have the necessary assets to make it a worthy endeavor for our firm to pursue. The hardest part of my job is having a cap on creativity as far as better ways to do things because management is not very open to new ideas and takes a long time to get the ball rolling on new processes. The best part of my job is setting a goal and arriving there as far as what I want to recover in a month and how much I shoot to add every month in monthly payers to build my portfolio of paying accounts. I've learned very useful information in the legal processes of litigating delinquent debt in South Carolina. We've also started representing our client in North Carolina and Virginia. We will soon represent them in Florida as well. However our client is our only client and as a whole they have had a few consecutive negative earnings quarters and their moody's credit score has dropped making it harder for our client to purchase debt and be competitive in the marketplace. This is the main reason why I've begun to seek other opportunities.