Avoid the Commercial Dept.
Pros: decent pay
Cons: healthcare, lack of promotions, minimal recognition
Some departments of M&T Bank are referred to as the "old boys club." If you don't know someone, or aren't related to someone, chances are, you won't fit in. While I didn't experience this, personally, I saw it on a daily basis. Coworkers would find positions elsewhere in the bank, or at other banks, to escape the culture of the Commercial Bank.
Middle Managers take all the credit for the work done by their staff.