Field Credit Analyst (Former Employee) – Charleston, SC – June 21, 2014
Finance • Analyze sales growth and expense management by identifying and explaining variations and their effect on profitability • Perform analysis to determine how companies utilize assets and manage liabilities by identifying and explaining trends • Analyze cash position to determine how companies meet current and future obligations by preparing traditional and direct cash flows • Research industry environment by examining global, regional and local factors to forecast potential growth and identify company and industry specific problems • Perform stress tests to examine ability to meet obligations against potential negative internal and external factors and the impact on profitability • Prepare global cash flow analysis, which examines direct and indirect income and expenses for companies and individuals, to find most accurate financial picture • Make recommendations to senior credit officer about new or existing deals based on industry analysis, income growth, balance sheet management, cash flow analysis and examination of global cash position • Preforms annual reviews on existing loans after collecting necessary information from the lenders or the clients Management • Supervise, assess and determine the responsibilities and actions of all branch employees to achieve the most success and gain job satisfaction • Provide training for branch personnel to achieve monthly and quarterly goals • Address all internal personnel issues to improve overall morale and welfare of employees Marketing • Determine and monitor strategic plan to increase deposit and loan accounts • Aggressivelymore... pursue outside sources to increase branch balance sheet • Present company services and products to large and small groups to attract business • Establish and maintain business contacts within various targeted industries • Interact with senior management to determine optimal strategy to target and draw new business to the bank • Responsible for determining how to maximize limited marketing budget to attract the most new customers by exploring opportunities in targeted marketsless
Good, well-meaning people overall; probably not the 'sharpest tools in the shed' at the top of the house but the company is in a no-mans land size and niche-wise. Only a matter of time until it gets bought or merged
flexibility at the division level (nbsc, in my case)
NBSC is alright to get your foot in the door in banking!
Head Teller (Current Employee) – North, SC – April 21, 2014
Worked there a little over 2 years management wants two much out of employees that have no personality. If you want a sales driven atmosphere you need sales driven people.. I had no life worked 40-50 hours per week. I babysat tellers cause branch manager didnt want to put her foot down, If you have been a manager for 5 yrs and have had 5 head teller....HHHMMMMM who's the problem. YOU ARE.....
and now there are more openings!!! cause there all leaving hmmmmm wonder why
Job Work/Life Balance
Enjoyable place to work
Bank Teller II (Former Employee) – Sumter, SC – March 19, 2014
Nice place to work enjoyed my co-workers and my daily customers I became to know some of them on a personal bases. I learned how important it was to treat people with respect and to try my best to see them smile. The most enjoyable part of my job was meeting new people.
Executive Assistant to Managed Assets Division (Current Employee) – Columbia, SC – April 18, 2013
This was a wonderful company to work for until our Holding Company took over. Then it had the pains of acquisition. Lots of new ways, little training. Pretty much had to self-teach all new systems and procedures. Co-workers were "family" Hardest part was trying to learn new systems with no back-up training Most enjoyable part was learning new systems and the people I worked with
Came in checked orders, supported branches with purchasing needs to operate with. Assisted all 43 branches over the state with phone issues, orders, changes they needed to make, worked the receptionist desk at times, greeted guests, directed visitors for meetings, etc...
Learned how the branches operate and what it takes to met their needs.
Management was good to work with for the most part.