Pros: the benefits are really good if you can keep them. you pay for about half the cost.
Cons: toxic mindset, love the money not people, dishonest, lack of viable & consistant direction... no base pay.
NYL may be one of the big insurance companies, but watch out for the culture in the general offices... especially, in Horsham, PA! ... The managers recruit you very heavily; and the one that recruited me used manipulations by misrepresentation and half-truths.
This is a TOXIC and HOSTILE work environment. Arrogant, profane, and dishonest.
The staff – more... is nice but alot of mistakes are made with lost checks and policies being insued... even simple things like a client's gender got mixed up.
Two managers left: one "retired", but no send of party tells me that he quit; and another, my manager, was fired by NYL, I think, or by the owner... the owner, in a group meeting, actually called him a "bad manager because he is lazy"... well, he abandoned me to wither and die after only 6 months. The owner is arrogant, and as staff & associates describe him: "Very emotional.. a mess".
Benefits cost about half of the total annual cost... so plan on spending $200- ??? a month depending on whether you are single or a family. Benefits are taken away in a year if you struggle producing sales.
There is no base pay, it is commissions only and it is a real grind... 13 hours on Mondays, for example, ending with 2.5 hours of Cold Calling to people's homes.. – less