Selective Insurance Group, Inc. (Selective), through its subsidiaries, offers property and casualty insurance products, and diversified insurance services and products. The Company operates through three business segments: Insurance Operations, Investments and Diversified Insurance Services. The Insurance Operations segment sells property and casualty – more... insurance products and services primarily in 21 states in the Eastern and Midwestern United States. Diversified Insurance Services provides human resource administration outsourcing products and services, and federal flood insurance administrative services. The Company’s Insurance Operations segment includes commercial lines, which markets primarily to businesses, and represents approximately 87% of Selective’s net premiums written (NPW), and personal lines, which markets primarily to individuals and represents approximately 13% of NPW.
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