Pros: health insurance, life insurance, etc.
Cons: customers come to you for advice, and use that advice when purchasing a policy from a low-rent company.
State Farm is the best company around consistently when it comes to paying claims. However, being a company that is old school, they tend to struggle with change. They will often give us an advantage that we are thrilled about, only to take it back a week or two later. Plus, the applications change quite often as well.