Licensed Broker (Former Employee) – Denver, CO – August 23, 2015
Because the company is so new, there was no training program offered yet. You could ride with the 4-5 other people and shadow but if there schedule was booked then you couldn't learn for the day. Worked there for 3 weeks. Never saw a commission split or a paycheck. Many promises made of earning up to 100K a year but no intention of teaching the basics of the business. Please do your research on this company before applying.
Free lunches, free to make your own schedule, No micro-management
No training program, Lies about how much you'll be paid, work alot of hours
day of work~~~~ going to different areas, like thomasville to greensboro, to asheville, etc. Assuming i cold called alot of people off my sheet, or even just a few, i need people that said yes to a visit if im going to even go out. Assuming i have a few, one time 8, ill go eat, go to each place at the agreed upon time, talk to the clients. Ill go find the ones that really need insurance. Ill also find the ones who enjoy you wasting your time and lied that they wanted to see you, and the ones who dont want the insurance but their relatives need them to get it. Ill meet colorful people of good and bad, mostly bad. Meeting new people is half the time fun, half the time sucks but is still interesting. Whenever i have a few hours between appointments or a few minutes. Ill go eat, try to call more people, or go over my lines....yes we have lines to say, we make them our own, but we all get a script till we find out how to cover all the points of the script in our own words. Finish up, go home, rinse and repeat. High risk, high reward. Sometimes you sell all and sometimes you sell just 1. One is all you need for a decent week of pay though so thats nice. If you sell none, all that gas money was for naught.
What i learned~~~ sometimes high risk high reward is nice, and sometimes its not. Overall this kind of job is not worth its risks. I learned how to speak a lil more professionally when i try hard, but im still lacking. I learned not all company's are what they seem or stand for what they say. Helping the people they said, what a joke. One time one of my bosses even came outmore... and said that's its about making the money and pressuring people so you can make said money, its not really about helping them at all.Also, I learned how to talk to strangers much better as well, which is notably helpful in the long run.
Management~~~~ All the bosses seemed decent, they did they job, made their money, and trained decently well. I didnt like them overall but they are respectable to a point.
co-workers~~~ your co workers are who you go on ride alongs with to clients. The only true co workers i had were the nice women and men who worked in the file management area (might have been custormer service people, i never understood). My brother and my old boss were only ones i really worked with. My brother, not hard to work with, my boss, a little. He drives questionably, acts questionably, but gets good results. He said i lack initiative and something else, i think he was right to some extent but he gave me no confidence to keep trying. Almost convinced me to quit on the spot, i quit like a few months...maybe on 1 month, later regardless.
Hardest part of job~~~ dealing with reused cold call sheets that were usually reused and resold, which is unfair to us novice and even some experts at the job. Everyone complained about it cause it means we anger people when calling cause they told us to take them off the list. My higher up would tell me to reuse them and instead of throwing them away, put them back into the pool of cold calls.
best part of the job~~~~
the pay rate when you sold policies, depending on the size, was incredible. The reliability of being able to get sales was poor, but when you did it was nice. the true best part is the hours you set. I set a few hours at first and kept increasing them, even if very little results, it was nice to know i could wake up round 8 and start the day sometimes, or 7, or 6 am if i so chose. To come on peoples times of whens convenient for them so their in a good mood. It was nice meeting all the colorful people, for some it wasn't, but overall, it was an interesting experience.less
decently long breaks, make your own hours essentially, pay was ridiculously good if you sold just 1 decent sized policy, trips to different areas so you get around
Boss doesnt believe in newbies at all so he tends to down talk us yet up talk us, if you sell nothing, you make nothing $0, pay is not steady sometimes depending on season, people dont generally like us when we show up, reused cold call phone sheets, even if they requested us to get them off the sheet so many angry and upset potential clients.
Great place to work, management was great and so were the co-workers. The hardest part of the job was it being commission only and with at least a base wage it would have been the best place I ever worked. Driving to see clients in other cities was hard because without a base wage it makes it harder to budget. The most enjoyable part was being in control of you work and how you performed. It is nice to have control of your own business.
Independent Agent (Former Employee) – North Carolina – February 25, 2015
I have never seen a company that has a management team, that in the blink of an eye, quit the company and leave you hanging in the balance. I had two manager that were responsible for helping me to get leads and both quit without informing there team and left each of us stranded!