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The Commerce Insurance Company

About The Commerce Insurance Company

When it comes to auto insurance, MAPFRE U.S.A. is all over the map, yet still localized. Formerly known as The Commerce Group, the property/casualty insurance company operates through several regional subsidiaries. Its flagship Commerce Insurance is among the largest personal auto and homeowners insurers in Massachusetts -- in part because of its affinity – more... marketing programs with AAA clubs. Its Commerce West and American Commerce subsidiaries sell auto insurance in 15 states while its State-Wide Insurance Company writes private auto insurance in New York and MAPFRE Florida serves, well, Florida. MAPFRE U.S.A.'s companies sell through a network of independent agents and some brokers.

Prior to the subprime mortgage lending crisis, the company also operated real estate and commercial lending subsidiary Bay Finance. However, as a result of the crisis, Bay Finance stopped writing new mortgage loans in 2008.

The Commerce Group was acquired by Spanish insurer MAPFRE in 2008, as part of MAPFRE's plan to expand into the US. Following the acquisition, the company's name was changed to MAPFRE U.S.A. in early 2010. – less

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