Tower Group, Inc. (Tower) offers a range of specialized property and casualty insurance products and services to small to mid-sized businesses and to individuals primarily in New York, New Jersey and other Northeast states, through its wholly owned subsidiaries, Tower Insurance Company of New York (TICNY), Tower National Insurance Company (TNIC), Tower – more... Risk Management Corp. (TRM) and Preserver Group, Inc. (Preserver). The Company operates in three segments: Insurance, Reinsurance and Insurance Services. It provides commercial lines products consisting of commercial package, general liability, workers’ compensation and commercial auto policies to businesses, such as retail and wholesale stores, grocery stores, restaurants, artisan contractors, and residential and commercial buildings. The Company also provides personal lines products that insure modestly valued homes and dwellings, as well as personal automobiles. On April 10, 2007, the Company completed the acquisition of Preserver.
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