Pros: you get to make slaves out of people through debt
Cons: no job security
I worked for Tower Loan for only 8 months, but it was definitely off. In the short time that I work there, I had 3 managers for my branch due to them being fired or leaving due to incompetence or embezzlement. This is not uncommon, as our region had roughly 25 replacements of managers just in our segment of the state.
The actual worker ants of Tower are very hard working, and you are taught that it is not okay to only do an average job. Supervisory staff are typically below average intelligence, managers who weren't smart enough to find new jobs with respectable employers but not quite incompetent enough to get fired. And yes, it only gets worse closer to the top as the supervisor of both Missouri and Illinois is nothing more than a former used car salesman with nothing but a GED.
The company sells very high interest loans with useless insurance packages tacked on as a means of keeping a stable cashflow coming into the office, essentially as a form of economic slavery. Overall, this company is very shady and they abuse their employees. I would not recommend anyone to work there for very long and NEVER recommend that that anyone become a patron of their "services."