Western & Southern Financial Group

Western & Southern Financial Group Employee Reviews

Showing all 109 reviews
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Standard work week is 45 hours. Programming is understaffed.
Senior Programmer Analyst (Current Employee) –  Cincinnati, OHSeptember 10, 2016
Work week typically exceeds 45 hours per week not counting off hours support. Programmers are overloaded. Development time is the first thing slashed when a project is behind.
Was this review helpful?Yes5No1Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Challenging sales expierence with lots of potentional
Sales Representative (Former Employee) –  Lafayette, INJanuary 6, 2012
Provided lots of cushion for sales representatives just starting out by providing a locked in pay rate for the first few months. They also provided plenty of leads and training both online, group, and one on one. Seem to pride themselves in still making house visits and had some disgruntled customers from previous sales reps that you needed to try and repair the relationship.
Pros
create your own schedule, ability to make lots of money
Cons
lots of driving, little compensation, house visits
Was this review helpful?Yes4No1Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Micro-management at it's finest!
Life/Health Insurance Sales (Former Employee) –  OhioSeptember 10, 2013
W&S is a prime example of the "DO AS I SAY, NOT AS I DO" leadership method. I worked for this company for little over a year. The management, both sales level and district, will do anything in their power to bring on new agents. This may sound like good recruiting to some, but they lie and make promises they have no intentions on keeping... and they wonder why they have a high turnover rate. Want a company that supports it's agents and helps produce leads? Then keep looking. You are expected to prospect in the field for close to 11 hours a week in addition to having 12 "in home" appointments, and lets not forget the 3 days a week you are supposed to be in the office from 9am - 1pm, or later, doing useless filing. The compensation is horrible and there are basically no renewals. Don't expect to have the weekends off either. If you do not have 12 appointments set for the following week you will have to come into the office on a Saturday from 10am-12pm for a call session. You do get a book a business from the company when you start, but these poor people have been passed around from agent to agent and are harassed by phone calls and annoying mailers every few weeks. Count your blessings if you get anywhere with this company...
Was this review helpful?Yes24No9Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Allows you to take charge of your success
Registered Representative (Current Employee) –  San Diego, CAMay 28, 2014
There is a level of micromanagement if you are not able to produce on your own, however higher producers have a great deal of autonomy. If you have a good manager you will find ways to be successful as training is great. Allows for a fun, challenging environment while putting you in charge of your own success.
Pros
Great Benefits & Compensation
Cons
Micromanagement if struggling
Was this review helpful?Yes4No4Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
great fun place
Financial Service Account Manager (Current Employee) –  Dayton, OHMay 4, 2016
great place to begin your administrative assistant career. Management doesn't care about clerical staff but other than that it is a great place
Was this review helpful?Yes5No1Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Western and Southern Financial
Financial Representative (Current Employee) –  Chicago, ILJanuary 30, 2014
Working for Western and Southern Financial has been a great experience. The management staff is very hands on and are more than willing to help their sales agents reach new heights in their careers. As a Sales Agent you are only required to come to the office Monday and Friday from 9 AM to 1 PM. That is a great weekly format because it gives you other days of the week to be able to prospect and build your business by acquiring more potential clients. The co workers are very friendly and bring a family atmosphere at the specific office that I'm at. The hardest part of the job would have to be maintain your client retention. Life insurance is definitely a necessity and many people believe in the product and want to sale however many people buy a policy before they are ready to fully commit to a monthly payment. In result occasionally a client's policy will lapse or cancel. This can always be prevented though by the agent assuring they provide great customer service and give the customer an affordable policy they can comfortably afford. The most enjoyable part of the career would have to be ultimately getting to meet and interact with new people everyday and build relationships. Overall my experience at Western and Southern Financial has been great!
Pros
Benefits
Cons
Commission Structure
Was this review helpful?YesNoReport
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
N/a
Senior Service Consultant (Current Employee) –  Cincinnati, OHApril 10, 2016
Good Company to work at . Great job security. Company culture and drive is key to company's success. Overall very good company to work for and build a career.
Was this review helpful?Yes6NoReport
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Ok place
Sr. Programmer Analyst (Current Employee) –  Cincinnati, OHNovember 2, 2014
This a stable place to work for the home office. It has a very old work culture that requires suits and ties. Kind of dated in company beliefs (its like working for a company in the 1970's). Offers good benefits and a pension. Great for a person looking to safely plan their future if you can deal with the dated policies.
Was this review helpful?Yes5No3Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Typical insurance sales job.
Sales (Former Employee) –  Bloomington, IndianaMarch 5, 2012
Pay is basically 100% commission. they give you a little bit your first year but its barely enough to live on. Cold calling and lots of traveling. they don't give you money for gas but expect you to drive 100 miles to make zero commission.
Pros
flexible, nice incentives, give you a book of business to start out with.
Cons
pay, benefits were pretty pathetic, managers with unrealistic expectations.s
Was this review helpful?Yes1NoReport
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
efficiency company increase pressure beyond belief
Life Insurance Sales Agent (Former Employee) –  West Covina, CAFebruary 2, 2013
unhappy time of working. long hours, lots of lapses and over bearing district manager. co workers were nice and sales manager were the best.
Pros
benefits
Cons
management and quantum leap
Was this review helpful?Yes7No3Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Bad practices dishonest
Sales (Former Employee) –  MichiganJanuary 30, 2014
A typical day is full of lies.
I learned I'm better off somewhere else.
Management is cold and misleading.
No salary as I was told there would be and was promised other things like a new computer, it never happened.
Look else where and do not do any business with a company that are dishonest.
Was this review helpful?Yes12No9Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Working here was stressful
Electronic Database Technician (Former Employee) –  Cincinnati, OHMay 17, 2012
I was not happy there after the first month. Very political and "clique-ish". It got to the point where going into work was an event every single day.
Pros
free lunches, benefits
Cons
management and stress
Was this review helpful?Yes2NoReport
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Fellow AEs were willing to help and W&S still has apension....
Account Executive (Current Employee) –  Cincinnati, OHMarch 11, 2013
Nice office and the people are friendly and helpful. The office is large and updated. The office location is very convenient and is located in a well-known business district.
Pros
nice offices....
Cons
other financial groups offer better benefit/compensation.
Was this review helpful?Yes2No1Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
horrible
financial representative (Current Employee) –  WVMay 29, 2014
Poor management! Horrible lying, deception from time of employment from divisional VP. Sales manager is a joke they have no idea what they are doing.
Pros
benefits
Cons
deception, structure (pay & managment)
Was this review helpful?Yes8No2Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Great Company
District Sales (Current Employee) –  Independence OhioOctober 12, 2014
Great place to start your insurance career. If you are looking for a great insurance company and environment, go to western and southern,
Pros
Short Salary
Cons
Short Salary
Was this review helpful?Yes3No5Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Limited compansation, but good training
Sales rep (Former Employee) –  Lake Elsinore, CAFebruary 6, 2012
This was a mult-level-marketing company.The management was strong in the area of recruiting training, but the sales training was weak.
Pros
good training
Cons
no benefits
Was this review helpful?Yes2No3Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Job was interesting
Sales Representative/Insurance (Former Employee) –  Hickory, NCAugust 13, 2013
Compensation was the low for this position. Management was great and very flexible
Pros
flexible schedule
Cons
no income
Was this review helpful?Yes2No3Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
If you work you are paid well!
Financial Rep (Current Employee) –  Kinston, NCApril 3, 2015
I started at W&S last March and stayed until Oct 2014. I left as I was recruited to work for a non-profit agency. It was the worst mistake to make. I ended up coming back to W&S and my income is built back up close to 1k per week. When I left it was over 1k per week. I notice a lot of bad reviews. This is not a job; it is a career and it requires work and persistance. Yes, there are quite a few rejections; however the yes answers are worth the effort. Our staff manager does not micro manage and to be honest if a person has to be micro managed then maybe this isn't the career for them. YOU determine what you make! Here are some tips to new agents: 1. Get a name. 2. Call a name. 3. Ask the right questions. If you do this, then the money is right there. We have great products that are priced to be competative.
This is a stable company and they are not going anywhere. Just do what you were hired to do and the rest will work out. Quit whining and complaining and go talk to people!
Pros
Awesome training, flexible schedule and great work/life balance
Cons
Underwriting a bit slow but it is getting better
Was this review helpful?Yes6No3Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Long hours
Sales Representative/Agent (Former Employee) –  Baton Rouge, LANovember 12, 2012
You have a set salary for the first year, but you will work more than 40 hours per week.
Pros
benefits
Cons
saturdays and evenings
Was this review helpful?Yes4No1Report
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Very little qualified management
Licensed Agent (Former Employee) –  Indianapolis INApril 25, 2014
Did not feel they were concerned about agents or their success.
Pros
Excellent benefits
Cons
Too captive
Was this review helpful?Yes5No1Report

Want to know more about working here?

Ask a question about working or interviewing at Western & Southern Financial Group. Our community is ready to answer.

Ask a Question

Overall rating

3.2
Based on 109 reviews
5 stars
4 stars
3 stars
2 stars
1 star

Ratings by category

Work/Life Balance
3.1
Compensation/Benefits
3.1
Job Security/Advancement
2.9
Management
2.9
Culture
3.0

Western & Southern Financial Group Reviews by Location