zIngenuity, Inc. is a boutique consulting firm dedicated exclusively to advising mortgage lenders and their captive reinsurance entities on their mortgage and mortgage insurance issues. We are recognized as the nation's foremost expert on mortgage insurance and related products.
Created in 2005 by mortgage industry veterans, zIngenuity's initial focus was to assist lenders in enhancing value and income from their mortgage insurance and captive reinsurance company investments. We were instrumental in creating the first non-prime credit and the first 2nd lien captive reinsurance companies and related transactions. We have been innovators in the mortgage insurance reinsurance arena and have worked with most of the large national mortgage originating banks and Wall Street firms to facilitate originations and provide income and credit protection using mortgage insurance captives. In the process, we have earned or saved our clients hundreds of millions of dollars with our creativity and know-how.
As the housing market and overall economy turned, our focus changed from helping lenders increase profits to helping lenders and servicers anticipate and reduce mortgage credit losses. Our current suite of products includes:
Outsourced Mortgage Solutions
Quality Control Reviews and Analysis
Mortgage Risk Solutions
Analytics and Reporting
Repurchase and Rescission Defense
Captive Reinsurance Acquisitions
Looking forward, we are now working with our lender clients to anticipate and lead in the new paradigm of mortgage origination, servicing, and credit enhancement.
Our people are some of the best and the brightest in the industry. Our backgrounds are multi-dimensional, which allows us to see issues from many angles. We are dedicated to helping clients achieve their objectives and strive to exceed their expectations.
We're here to help!
Engage one of our consultants to help you navigate the complex mortgage market. – less – More from ZoomInfo »