Aflac is a SCAM you pay them to work!

two words flim flam, if you want to "work for the" you had better just bring $600 for all the fees and classes and ****. they dont tell you this on the phone but they will not even touch you til you pay.

My son work for Aflac and when he finally landed a big account, $200,000 in commissions and future residuals,his bosses delayed closing the deal for about two weeks.My son pleaded with his regional manager to help him finalize the deal. Another regional manager accidently landed this account in that two week time frame.AFLAC can take thier duck and put it where the sun does not shine. They are a great company

I have been working for this company for about a year. I had to obtain my state license and that was under $300. for the class and state fees. This would be necessary to work for ANY insurance co. The only money I spent was $38. for my business card in the first four months. I have since spent several thousand by choice as I am in business for myself. There was no charge for classes or literature. You have to understand that you are starting a business - not just getting a job.

J in Cincinnati, Ohio said: two words flim flam, if you want to "work for the" you had better just bring $600 for all the fees and classes and ****. they dont tell you this on the phone but they will not even touch you til you pay.

Yes, you have to have a license to sell insurance, or real estate, or stocks, or to teach, etc. Big deal. If you work a little, you will more than pay for that. Plus you can write it off. I don't understand people who cry rivers about this whole licensing thing. You are an independent agent. It's an entrepreneur job. Having your own business means putting some heart and money into it at first. If you took the time to post your comment into marketing you might have landed yourself a nice little account. Pessimists!

J in Cincinnati, Ohio said: two words flim flam, if you want to "work for the" you had better just bring $600 for all the fees and classes and ****. they dont tell you this on the phone but they will not even touch you til you pay.

This is the dumbest thing I have ever read! I have been with Aflac for 3 years ... the 'fees' I paid to get contracted went to the school I had to attend (not at all affiliated with Aflac ... everyone wanting an insurance license has to attend) and the testing center where I took the test ( a STATE agency also not affiliated with Aflac.) You can't SELL ANY insuance ANYWHERE without a license. Aflac doesn't charge you to come to work for them!

V in Atlanta,Ga. in Norcross, Georgia said: My son work for Aflac and when he finally landed a big account, $200,000 in commissions and future residuals,his bosses delayed closing the deal for about two weeks.My son pleaded with his regional manager to help him finalize the deal. Another regional manager accidently landed this account in that two week time frame.AFLAC can take thier duck and put it where the sun does not shine. They are a great company

If your son had gotten the paperwork signed, nobody could have taken the account from him.

I totally believe in you JE, my mom said they need to pay you to work and I had just explained to her that none of the money went to AFLAC for my pre-license classes they went to a local college and to a few state organizations (I have receipts); The only reason for the classes is because no "Insurance Company" can hire a person that is not an insurance agent... if they would like to work as an insurance agent. It goes with the job description.

golittleperson in Madison, North Carolina said: I have been working for this company for about a year. I had to obtain my state license and that was under $300. for the class and state fees. This would be necessary to work for ANY insurance co. The only money I spent was $38. for my business card in the first four months. I have since spent several thousand by choice as I am in business for myself. There was no charge for classes or literature. You have to understand that you are starting a business - not just getting a job.

Hi - -I am considering joining AFLAC Sales and was wondering if those of you who replied to this board in the last few months would care to comment on your how the job has been working out for you. I have no problem paying for my insurance license, it goes with the job.

Thanks.

J in Cincinnati, Ohio said: two words flim flam, if you want to "work for the" you had better just bring $600 for all the fees and classes and ****. they dont tell you this on the phone but they will not even touch you til you pay.

I went to an interview and asked tough questions as I am an experienced sales rep: Q: what size accounts does a new hire have, A: small, 2 to 4 or so employee groups like barber/hairdresser shops, small offices "because we don't want to throw new hires under the truck".
Q. When can a rep move up to larger accounts? A. Right now we have people who handle the larger accounts. Q: What territory does an AFLAC sales rep have? A: "the skys the limit! Go where you can find the business!" Not happy with that answer, I asked if there are protected territories and the answer was "No, we expect sales reps to overlap each over (sell in each other's areas), "the reps who get out there and sell are the ones who will make the big bucks". We didn't get to discuss paying money to obtain training - new hire shouldn't be paying out of pocket to train unless they have bought into a bona fide franchise.

Margaret, what other questions did you ask? I go in for my interview on Thurs and could use some additional questions that will give me an indication on how many folks in my area are selling Aflac products.

AFLAC IS A CROOKED COMPANY! I WORKED THERE, I KNOW!

EVER THOUGHT EVER WONDERED

* Where will I be five years from now if I remain in my current position?
* Will I attain the financial security I need (or that my family needs)?
* Do I really enjoy my current occupation and lifestyle?
* Have I ever considered being my own boss?
* Would I like the opportunity to earn a substantial income?

AFLAC HAS THE ANSWERS!

* National TV and print advertising
* An outstanding compensation package where YOU control how much you earn
* Potential annual increases (renewals) of $5,000 $10,000+
* Exciting incentives and a stock bonus plan
* Over 370,000 established payroll accounts nationwide

this is what they put on the job search ad, notice anything?
all it does is ask you if your happy with ur life,
and it doesn't say a thing about the job description itself.. caz they don't want you to know what the job is about!
all their doing is try to fish unhappy losers, brainwash them to be happy and proud by using words like "be your own business" or "your a professional entrepreneur", or "make residual income" "be rich and retire early" "financial security".. etc full of craps.

They cost you the 300$ just so they can get some money out of you.. not to license you, wake up, 90% of ppl who works for these pyramid skeep jobs quits, and company still keeps all the money they pay to join, so who makes the good money? most likely not you..

and people who posts all these great things about the company is 99.9% written by workers. they just want to give out good reputation, not only trying to be proud but also so that people possibly joins you.. and you make the money.

I am about to begin working for a friend of mine from church that has became the local AFLAC regional sales manager. He has walked me through his entire career path and I like what I have seen and heard....As far as the last person who posted about the "job description", shouldn't you somewhat know what you're applying for before you even go to the company for a job..Ummm it's sales of supplemental insurance. As far as a "pyramid scheme job", I've never seen a "pyramid scheme job" make it as high on the Forbes 500 list as they have.....

I apologize for any possible misunderstanding of the company, but it's just that Ive almost joined a pyramid job before, and the way they describe everything, the way they try to make you join is 'exactly' the same so I thought it was just funny. I will swear to you though that one of my friend introduced me to this one company called E***, it was totally a pyramid job, and the words they use, is just exactly the same..

"own your own business", "residual income", "dress professional" etc.

they use the term "your own business" as an excuse for making you pay for expenses, and call it an "investment".

and I believe they won't provide any aid for selling insurance policy, you just have to randomly search people to buy your policy, it will be hard and they will just say "it's never easy to own your own business", when in fact they just don't give a **.

and one thing.. "owning a business" by yourself is 100 times harder than what they think, there must be a business plan, along with good amount of capital money, and lots of hard work.
the only one that actually owns the business is the very top person of this company.. he came up with all the system structures and everything else to run the company. Im seriously telling you.. the job is not "owning a business" nor "entrepreneurs" job.. they tell u all those crap to make you feel falsely proud.

final decision is yours to make.

not to mention that
if your seriously considering yourself working there,
just ask yourself one question,

why is there even a debate online for this company,
weather to work for them or not?

do you find similar websites like this for any other type of job?

Wow....If you go by that standard then you're saying that about EVERY company listed on this forum site. Well, there sure isn't many companies to go work for is there? I saw Wal-Mart, Walgreens, Coca-Cola, Fed-Ex, etc....Maybe they're pyramid schemes as well.....It's just like the debates over which car/truck you should buy...There is a "horror" story about EVERY single kind of vehicle ever made arguing against it so maybe we should all just walk if that's the case......

Sorry if I offended anyone, I'm just stressing out here lately and I feel as though I might have taken it out on people's opinions from this forum....Please accept my apology and for my case I sure hope you're wrong about AFLAC. I also want to say thanks to everyone for their input. God bless the U.S.A.

Best of luck to u Rich,
work is something not many enjoys, and it sux one way or another for everybody.. like me, everywhere I worked for, I could list a myriad of complaints.

I know wa-lmart etc is on this web but not as "**** is scam!"
so I just thought that's something to look at.. good luck

The concept of the company is very good. The problem with AFLAC is at the local level. Every office has politics but, I've never seen it this bad. Locally the RSC is a mid to late 20's horndog that openly has a relationship with a subordinate who the RSC promoted after the relationship started. Go figure. The RSC has promoted people who have never closed a group, permitted inappropriate relationships, bought alcohol for minors (at the office and bars), stolen accounts from veteran agents who aren't willing to be a part of his "team" and driven off two solid DSC's so the RSC could promote beer drinking inexperienced buddies. I could really go on but you get the idea.

I do very much like what I do with AFLAC and have no intention of leaving. It is hard work. I have had a great first year and honestly could have worked harder. I know the idiot running the Region now will flame out. I haven't been the office on a regular basis in months but I'll be happy and excited to return once the walking hardon is gone.

As for what a new person can expect.

Hard work, little if any real training and you'll be used by your DSC to make money for him or her at first. A DSC's job, according to AFLAC, is to help new agents close groups. If you are currently with AFLAC and dispute this you need to check your facts. Now, with that said. I have at least 5 groups from my first two months that my DSC took for himself. I wrote almost 30k in AP my first two months and took 50% of the commission. I basically made my DSC around $7,000!!! Look they will ride you when you are hot and not answer your calls when you are cold. Its the narure of sales. It is NOT for the faint of heart.

My suggestion to anyone considering a career with AFLAC? If you have another source of income to pay your bills, it's worth hard work and effort. If you don't? Don't take the job. They are professional sales people. Think about it. **Not enough room to continue what's that tell ya?**

Hey Woody, I appreciate your comments. I am going to my second interview tomorrow and wanted to know any additional information you may have. You don't sound too happy with the company, but you are still there. How good of a first year did you have? And how long before you started getting paid.

Margaret in Upperco, Maryland said: I went to an interview and asked tough questions as I am an experienced sales rep: Q: what size accounts does a new hire have, A: small, 2 to 4 or so employee groups like barber/hairdresser shops, small offices "because we don't want to throw new hires under the truck".
Q. When can a rep move up to larger accounts? A. Right now we have people who handle the larger accounts. Q: What territory does an AFLAC sales rep have? A: "the skys the limit! Go where you can find the business!" Not happy with that answer, I asked if there are protected territories and the answer was "No, we expect sales reps to overlap each over (sell in each other's areas), "the reps who get out there and sell are the ones who will make the big bucks". We didn't get to discuss paying money to obtain training - new hire shouldn't be paying out of pocket to train unless they have bought into a bona fide franchise.

Aflac is not hiring you to work for them, they are recruiting you to work for yourself. There is no other career where you can grow a $1,000,000 business and only cost you $600 for the license and testing fees.

I just retired from Aflac after 16 years; when I started there was ZERO training. I got out there and made appointments, sold a need and the employer liked it. Aflac associates do not sell a product that a person: 1. Can't afford 2. Doesn't need 3. Doesn't want

If you just get out and WORK SMART you will be successful. It may not happen the 1st year, it may not happen the 2nd year but you will be very successful and VERY BLESSED.

what kind of realistic earnings can one see in 1 year? and when do you get the first pay check?

Scott in Lake Charles, Louisiana said: Aflac is not hiring you to work for them, they are recruiting you to work for yourself. There is no other career where you can grow a $1,000,000 business and only cost you $600 for the license and testing fees.

I just retired from Aflac after 16 years; when I started there was ZERO training. I got out there and made appointments, sold a need and the employer liked it. Aflac associates do not sell a product that a person: 1. Can't afford 2. Doesn't need 3. Doesn't want

If you just get out and WORK SMART you will be successful. It may not happen the 1st year, it may not happen the 2nd year but you will be very successful and VERY BLESSED.

if your white

corp America bs in Riverview, Florida said: AFLAC IS A CROOKED COMPANY! I WORKED THERE, I KNOW!

ditto!!

V in Atlanta,Ga. in Norcross, Georgia said: My son work for Aflac and when he finally landed a big account, $200,000 in commissions and future residuals,his bosses delayed closing the deal for about two weeks.My son pleaded with his regional manager to help him finalize the deal. Another regional manager accidently landed this account in that two week time frame.AFLAC can take thier duck and put it where the sun does not shine. They are a great company

yep! sounds like aflac to me.

Every state is different, our new associates were earning money within 3 weeks because our training dictates your schedule and if you do what we show you, you will be successful.

My Pat answer to how much will you make is: Somewhere between $2,000 more than you were making to $1,000 less due to comfort zones. However our training is set up so that we have many associates earning between $30k - $50k. The sky truly is the limit - how hard are you willing to work?

Terry in Campbellsville, Kentucky said: Hey Woody, I appreciate your comments. I am going to my second interview tomorrow and wanted to know any additional information you may have. You don't sound too happy with the company, but you are still there. How good of a first year did you have? And how long before you started getting paid.

Former Rep I wish someone had been more open with expectations& results so here are somethings to consider 95% of agent quit in 2/3 years. Avg ins rep makes 17-25k.

1. Keep your day job!!-commission only, most of the people who make have other means of support. If you stress about bills they can tell & you wont sell.

2. Make sure you get a GREAT Manager. Make sure he had personal success.(have him show you his commission checks) I learn later that although he say he made 100k plus - he had be evicted from is RENTED home. Drove
old car-not by choice-is still renting today.
3. You must LOVE LOVE Cold CAlling and/or be a marketing pro to make it.
4. Their training is lacking. Your mgr may have a good pitch-have him present to you then think to yourself if you were a busy business owner would you sign up.
5.There are no Protected Territories so you will have competition from other Aflac agent in you own office & others not to mention other companies. (many time prospect will tell a rep was just there or to put them on a list not cold call again)
6. You will Get CHARGEBACKs- they tell different but don't believe it! People get fired & quit & don't take it coverage with them and you get charged back the commission you made.
7. As the industry goes the commission is low. e.g sell 1 life ins product& make $500 or more. You need 15-20 or more policies to come close to that. (35% you get 65% of that advanced)
8. Alot of work!Alot prospecting&presenting& servicing accounts & individual calling for simple things. Billing issues. people still dont know what aflac is or does.
just a heads up. hope this helps

mike in Kansas City, Missouri said: if your white

soooo True!!

people may need it but they don't think they do they think it"extra" so it the first thing that they stop paying when thing like ooo gas prices go up. And you get slapped with chargebacks.

J in Cincinnati, Ohio said: two words flim flam, if you want to "work for the" you had better just bring $600 for all the fees and classes and ****. they dont tell you this on the phone but they will not even touch you til you pay.

maybe in your state the guidelines are different , but if you did some research, there is no way you would pay more than 95 dollars for the course, and it isn't an AFLAC course, it is your state insurance license. . . . I suggest you know what you are talking about before you speak

This whole blog is ridiculous, aflac is just like any other insurance company when it comes to the "industry" YES you have to get a license YES every agent whether your in real estate or insurance, has to get one ... it has nothing to do with scams! If you want to gossip, gossip about your own industry that you actually know something about . . .I love my job at AFLAC . . . I have had wonderful experiences together with policyholders and their families in their time of need, and it is nice to know that I can lend them a helping hand

It's way harder than they make it out to be! There is no assigned territory and no "leads" as promised. Definitely money to be made, but not the most professional organization that I have worked for. I am sorry that I made the investment in the time, training, and laptop computer. That doesn't mean it's not for everyone, it just was not for me -- cold, hard, knocking on doors, SALES.

It's way harder than they make it out to be! There is no assigned territory and no "leads" as promised. Definitely money to be made, but not the most professional organization that I have worked for. I am sorry that I made the investment in the time, training, and laptop computer. That doesn't mean it's not for everyone, it just was not for me -- cold, hard, knocking on doors, SALES.

I have over 13 years with Aflac as an associate. My wife has the health insurance through her employer. I have had more managers (DSC,RSC and SSC)than years with Aflac. Most of the time they look to me for answers. I don't agree with the recruiting requirements, thus I remain an associate by choice. I have seen the great benefits they provide to policyholders. It is and has always been my business, not something my managers have handed me. I have built a professional relationship with insurance agencies, the Chamber of Commerce and other professional organizations and paid for those memberships myself.

Thanks Greg for your post. I applaud you for posting a "true" response. I am new to AFLAC and have personal issues that have prevented me to get started as fast as I would have liked. I completed the AFLAC Fast Start training in mid-July and am in the process of taking my insurance exam for licensing.

If anyone else reads this and has a positive post please reply. There needs to be more.

Lynn in Mount Airy, Maryland said: Hi - -I am considering joining AFLAC Sales and was wondering if those of you who replied to this board in the last few months would care to comment on your how the job has been working out for you. I have no problem paying for my insurance license, it goes with the job.

Thanks.

I was with AFLAC for over a year. My first account (7 people) I signed them up, had an account number. My field trainer then told me to "LEAVE PAPER APPLICATIONS". I called 3 times a week to pick them up. 4 months later I found out that I was requested not to call them back. The account was being serviced by another agent. 3 months later I found out (from another field trainer) I was asked to step away from the account or loose my license. No one told me that leaving paper applications can cost you your license. My field trainer nor my RSC told me this. What they told me was TO LEAVE PAPER APP'S. This nightmare happened 4 times. Then the TGI-Friday's account!!! Only available to people who work 35 hrs a week, only if they have been on board for 90 days. That gave me less than 10 people, less than $100 INCOME. Then the employee turnover rate is over the top, hence they dont pay their premiums, and then YOU OWE AFLAC, because they advance you the commissions.

I am still getting letterse from the legal department of AFLAC threatening to sue me for $600 in advanced commissions.

I was with them for a year, have NOTHING to show for it.

AFLAC SCAM! DON'T EVER GO THERE ! ! ! ! !

deaner in Dayton, Ohio said: Margaret, what other questions did you ask? I go in for my interview on Thurs and could use some additional questions that will give me an indication on how many folks in my area are selling Aflac products.

You must realize that there are 10 agents hired by each regional office EACH week. Wake up and realize why. There is agents stepping all over each other. Lots of promise made, none visualized. It was 7 months before my UPS driver (delivering my sales supplies) told me that there are 8 more AFLAC agents in the 4 block area around my house. Every time you make a call, they tell you "DONT YOU PEOPLE TALK TO EACH OTHER" because someone else called on them last week, week before. Cold Calling is an understatement. If you last 1 year, you have done better than 95% of all hired agents.

YOU MUST have another job to pay your bills.

I just left Aflac after 10 months. The best advice I can give is to check out the area you will be working in! They will tell you that the saturation is less than 5%, but I found this to be misleading. All of the successful agents(the ones that are making the big bucks) got into Aflac 10 years ago when there were plenty of new accounts to open! Now it is very difficult, if not impossible, to find a big account(50+ employees) that has not seen or heard of Aflac. Don't get me wrong, Aflac does pay well, but there just is not the large accounts out there. Does any of you know that 1 agent has all of Walmart!
As some one else has already stated, have some money put back to live on, success in the insurance business does not happen overnight, more like 2 years. I was lucky to find a good paying salary position, I could not make it @ Aflac. I hated the cold calling!!

Mario in Tracy, California said: EVER THOUGHT EVER WONDERED

* Where will I be five years from now if I remain in my current position?
* Will I attain the financial security I need (or that my family needs)?
* Do I really enjoy my current occupation and lifestyle?
* Have I ever considered being my own boss?
* Would I like the opportunity to earn a substantial income?

AFLAC HAS THE ANSWERS!

* National TV and print advertising
* An outstanding compensation package where YOU control how much you earn
* Potential annual increases (renewals) of $5,000 $10,000+
* Exciting incentives and a stock bonus plan
* Over 370,000 established payroll accounts nationwide

this is what they put on the job search ad, notice anything?
all it does is ask you if your happy with ur life,
and it doesn't say a thing about the job description itself.. caz they don't want you to know what the job is about!
all their doing is try to fish unhappy losers, brainwash them to be happy and proud by using words like "be your own business" or "your a professional entrepreneur", or "make residual income" "be rich and retire early" "financial security".. etc full of craps.

They cost you the 300$ just so they can get some money out of you.. not to license you, wake up, 90% of ppl who works for these pyramid skeep jobs quits, and company still keeps all the money they pay to join, so who makes the good money? most likely not you..

and people who posts all these great things about the company is 99.9% written by workers. they just want to give out good reputation, not only trying to be proud but also so that people possibly joins you.. and you make the money.

Three hundred dollars goes torwards your license, not the company; of course, you would know that if worked as an agent. I assume your only speculating and cannot provide and personal experience.

I always swear I won't write on this board anymore..but AFLAC does not charge you to work for them. It is hard work if you do not like sales, and giving people the opportunity to get some cash when they are hurt or sick. I wish I had had the opportunity to have it long ago! I am not sure that AFLAC even wants to hae someone who dose not want to be independent join their team...but they do not charge you to work for them.

AFLAC is not a scam. They are one of the top 5 insurance companies in the nation, and the #1 supplier of indemnity insurance in the nation.

They are a normal insurance company that utilizes INDEPENDENT agents to sell its' products. Any My gosh . . . the add does not say residual income (a symptom of pyramids) it says RENEWALS!!!! This refers to those insureds who choose to RENEW their insurance for the following year -- the agents get a small percentage of renewal business!!! How much you will earn depends on the work you are willing to put into the job.

I know an agent who teaches during the year and sells during the summer. He plans to go full time in the next 12 months but earned several thousand over the summer (and that is the slowest time for insurance enrollments). I have worked with insurers for years, and AFLAC is legit. Unfortunately, as the gent said previously, you need to get into a mentoring office who has ethical leadership. One bad office does not make the whole company crap.

By the way . . . the agent I know IS Black, and he does not live in the most diverse area. Western PA houses the KKK headquarters and it know for its racism (though not as violent as most, but quite discriminative) So if he says he is doing well and he lives in that area, I am fairly sure that it is hard work, dedication, and commitment that will determine your success. It would probably help if you could read as well . . . like an advertisement for recruitment maybe.

What are the advantages/disadvantages of working as a DSC for Aflac?

AFLAC has a good product. They just need to get organized and stop hiring anyone that has a pulse. I own a business and have AFLAC, but I still have 3 or 4 different people come in a month to try an schedule an appointment.

Scott in Lake Charles, Louisiana said: Aflac is not hiring you to work for them, they are recruiting you to work for yourself. There is no other career where you can grow a $1,000,000 business and only cost you $600 for the license and testing fees.

I just retired from Aflac after 16 years; when I started there was ZERO training. I got out there and made appointments, sold a need and the employer liked it. Aflac associates do not sell a product that a person: 1. Can't afford 2. Doesn't need 3. Doesn't want

If you just get out and WORK SMART you will be successful. It may not happen the 1st year, it may not happen the 2nd year but you will be very successful and VERY BLESSED.

there are some nice people who work for the duck. unfortunately i ended up working with some unsavory people in kc. some of them even slithered into management.so i left. since i am a minority, i got tired of being treated second class. i am sure you will not understand. i won't have to explain to my brothers and sisters of color.

Hi,

I am a District Sales Coordinator with AFLAC. My brother is a Regional Sales Coordinator with AFLAC. I never write on "blogs" like this and will probably never read responses after mine.

I train my Associates as best I can - I will not tell them what I make or made in any of my years with AFLAC (3 plus now) - it is none of their business. When I started, I had a side business. When we interview we tell them exactly how difficult it is, as well as how much you can make. My brother made almost $100,000 his first year - he had sold his business and devoted himself fulltime to selling AFLAC - I had to deal with my side business to make it through. I own my business and I have no loans - just my own hard work.

I explain to them that they are business owners, they do not work for AFLAC.

Sales is hard, insurance sales is probably harder than your average sales, but where else are there renewals, stock bonuses and the opportunity to see new employees to offer our very valuable products on a regular basis.

I am sorry for the people on this message board who whined - they never should have been contracted with AFLAC - but how would we know you couldn't make it unless we gave you the opportunity to try.

AFLAC is truely an accessible opportunity to grab the American Dream - I have purchased my first home, own my own boat, and make my own schedule all due to the opportunity and hard work I brought to AFLAC. And yes I am biased - I am biased to people who work hard and make it - or try it and find out a 40 hour job with a paycheck is for them - either is fine just be honest.

I am sorry for anyone who worked in a bad District or Region - that is not how we operate in my State.

Thanks

Jeff Sock

jcm in New York, New York said: what kind of realistic earnings can one see in 1 year? and when do you get the first pay check?

I sold AFLAC for about 6 months. Two problems:
PROBLEM #1, You have to find your own prospects, and so many people have tried to sell AFLAC that employers are hounded continually by AFLAC. I had employers beg me to quit calling them, they get several calls a week from AFLAC representatives, and would like to get them to stop, but cannot stop the calls. So, problem number 1 is the market is SATURATED with AFLAC sales people.
PROBLEM #2,No one ever told me the chances of succeeding are right at 2 people out of 100 succeed in AFLAC insurance sales.

Answer to problem number 1 - usually it is the receptionist or gatekeeper that is getting the calls not the decisionmaker - they change and there are ways of getting around them. How many calls do you think companies get from Copy Machine people, or telecommunications people? I used to be on the inside - I got tons of calls - often I would finally meet with the person after several calls because they were persistent.

Answer to number 2 - that is about the same chance at succeeding at any outside sales position. It's probably better than the chance at succeeding at any new business as well.

I'm considering becoming an AFLAC agent. I'd like to know how saturated the middle and eastern parts of North Carolina are with agents.

This would be my only source of income.

-J- said: What are the advantages/disadvantages of working as a DSC for Aflac?

You then get the opportunity to assist someone in loosing their hard earned savings.......but you get the 10% off their initial sales. in 14 months no one of my policies ever hit the "renewal" point. as an agent, on a single income, I blew thru my $60,000 savings, "keeping the lights on"...........

Karen in Clayton, North Carolina said: I'm considering becoming an AFLAC agent. I'd like to know how saturated the middle and eastern parts of North Carolina are with agents.

This would be my only source of income.

If it is your ONLY source of income, dont do it. I lost $60,000. There are more agents than fleas, saturation is an understatement.

I just had my first interview with AFLAC today 9/6/07. What the hell people is working for someone else any better.Sales can`t be easy if it was we would all be QUACKING. So on that note I will be going to my next interview and hope that I can have an opportunity to show people the benefits of buying AFLAC. Even if I don`t make it at least I gave it a try. As for this job bieng your only source of income it`s not a good idea unless you are very expierenced sales person. I have a good part time job and hope this job can one day allow me to become an expierenced sales man. Good luck to all of you and GOD BLESS!!!