if you have bad credit you can't work in the bank?

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Comments (19)

virgocalifornia in Moreno Valley, California

77 months ago

That's a difficult question to answer in this type of forum. If you are interested in working for the bank post online and ask your recruiter that question. What do you have to loose? 20 minutes of your time completing the application??

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Cyndi DuPont in somewhere, Ohio

77 months ago

Yes, I have been turned down from employment at a bank for having a low credit score.
Not all of them do that however. They actually sent me a registered letter stating my credit score, and that they will not be considering me.

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C Ann in San Antonio, Texas

61 months ago

elcasador hernandez in Los Angeles, California said: anyone know if they well find out that you have bad credit they well disqualified you ?

My recruiter told me that they do NOT check credit. Thank God because I made some mistakes back in the day, and luckily, there was no effect from that.

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cestlavie in Hermosa Beach, California

20 months ago

Actually they DO check credit. But the catch is it depends on your state laws, for instance, when I worked in Oregon, it was legal to check your credit.

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Maria

14 months ago

Can I still qualify for a banking job even if I owe another bank?

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Ilamf in San Francisco, California

13 months ago

What banking institutions are hiring that forgive back credit from other bank institutions?

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MysticPizza in Newark, Delaware

12 months ago

I can tell you that not all banks seem to check credit history, or perhaps they check it and decide they will allow it anyway. In 2007 I was hired as a bank teller despite having a bankruptcy in my background from 2001. I was working on repairing my credit at the time so if they checked, maybe they could see that? I don't know.
I'm about to start work as a Fraud Analyst with BofA, but it has now been 12 years since the bankruptcy (passed the 10 year mark that it's supposed to be on one's record) and my credit is ok now. So if your credit shows signs of being repaired maybe even with less than stellar credit you might still be ok even if they check your credit.

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NotfromCullman in Cullman, Alabama

12 months ago

Ilamf in San Francisco, California said: What banking institutions are hiring that forgive back credit from other bank institutions?

What?

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Ilamf in San Francisco, California

12 months ago

Thank you for that information. It really helps to know that a lending institution will forgive bad credit and trust enough to hire candidates with such.

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Ari Conner in Charlotte, North Carolina

11 months ago

I worked at Wells Fargo. They do not do credit checks for employment nor drug test.

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Shell

9 months ago

I had to do a urine test for Wells Fargo in November 2012.

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Black Tea in Dallas, Texas

9 months ago

Wells Fargo made me pop an acne pustule and they did some sort of swab with the puss and said I was ok - but recommended I eat less Doritos and junk food.

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MeandHer in Charlotte, North Carolina

9 months ago

Ari Conner in Charlotte, North Carolina said: I worked at Wells Fargo. They do not do credit checks for employment nor drug test.

What position did you apply for?

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MeandHer in Charlotte, North Carolina

9 months ago

Ari Conner in Charlotte, North Carolina said: I worked at Wells Fargo. They do not do credit checks for employment nor drug test.

What position did you apply for? and how long ago has it been since you were employed?

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Ilamf in San Francisco, California

8 months ago

I applied for a teller position. I have a business degree and have managed a business before so would like a position in management or leading. I feel that Leading financial institutions are open to new ideas of reaching out to clients and developing relationships with new customers.

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cquincat in Irving, Texas

1 month ago

I was told yesterday at Capital One that they will not hire anyone with low credit score or bad credit. You have to have very good credit to work there - he said it was a new federal regulation that started back in 2009. I asked what reg it was and he did not tell me. He went on to say Wells Fargo let go of 20% of their employees due to that regulation. I have never heard of that...anyone else hear of such reg?

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HappyGirl in Clifton Forge, Virginia

1 month ago

cquincat in Irving, Texas said: I was told yesterday at Capital One that they will not hire anyone with low credit score or bad credit. You have to have very good credit to work there - he said it was a new federal regulation that started back in 2009. I asked what reg it was and he did not tell me. He went on to say Wells Fargo let go of 20% of their employees due to that regulation. I have never heard of that...anyone else hear of such reg?

This is not true. I was hired at Cap One back in December and I had a credit score in the low 600s and had a defaulted credit card in collections with them and still got the job.

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Jen mi in Westchester, New York

1 month ago

I was told by BofA HR that they don't do credit check.

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cquincat in Irving, Texas

1 month ago

HappyGirl in Clifton Forge, Virginia said: This is not true. I was hired at Cap One back in December and I had a credit score in the low 600s and had a defaulted credit card in collections with them and still got the job.

Thanks! I spoke to a recruiter from capital one yesterday and she said that was not correct and the branch manager misinformed me! She apologized and said she will not try to place me in his branch - it sounded like he didn't want me working there!

Thanks for reply!

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