What kind of work background check does BofA do?

I took over a small business my sister had started because she wanted to pursue something else in her field, but we never did any formal paperwork to show that I managed/owned the whole business after she left and everything was still under her name, and then we decided to close it 7months later. Under work experience for the BofA application I put that I was the owner for that small business. Now would they look into that and say I wasn't technically the owner and was lying and not hire me...or would they not really go that far into it? If anyone has any info please help...

They go back to your baby cradel, don't leave any stone unturned!

What is EEV?

Employment & Education Verification

BOA checks out (verifies) everything through a company calls ChoicePoint they also will get a credit report and FBI rap sheet.

Don't lie about anything there fbi back ground check is very thorough. They do Social Sec. verification, education verification, drivng records, drug test, and criminal background check. You can't beat the test so don't try it because you will fail. In some cases they do credit checks for managers to prevent fraud. Just be honest, drug free and be prepared during your interview and you will do fine. Only guilty people sweat.

If you only worked for a company for 1 day can they really find out and verify that or can they only verify the information that you give them?

Nothing to hide. Just was curious.

What position are you interested in and did you apply for it?

Teller and yes.

Recently, I had an interview for a "Teller Operations Specialist" position with BoA in NJ. Although, I have a 5 year banking experience, BS degree in Business Management, and I submitted a complete and accurate info on my job application(as I had nothing to hide) - I did not get the position. But this is not what upset me the most. What upset me the most was the way the interview was conducted and the way I was treated in a process. The interview itself was a group interview (why should I talk about myself a front of 11 other candidates?). Secondly, 3 hours after the interview, I received an e-mail from the HR rep informing me that I would not be hired. When I left her a message in a VM asking whether this e-mail was pertaining to the specific position, or all positions I applied for, I never recieved a call back. Did I mention that when I was introducing myself at that group interview, one of the interviewers (HR rep) simply walked out of the room? I believe that the interviewers did not give enough time to hear what I had to say, and probably did not even bother to check my background or references. Ironically, at that interview, they claimed how important it was for them to show the same kind of respect and kindness to the job candidates as to their customers. Well.. actions speak louder that words. Because of my horrible experience with them, I decided to clos my BoA credit card, and I do not intend to to any business with them EVER!

Heres my horror story, they offered me a position I was finger printed after the offer and then the offer was rescinded for a misdemeanor conviction from 1972,guess what? I was 15, 36 years ago! they didn't care, although I have had no gaps in employment with financial institutions for over 30 years. The background checks are not fair! God forgives ...man does not!

what if you've been fired from you old job, can BofA still find out? If so, how? would they contact them?

By law your old employer can not disclose the circumstances of your termination. They can only state dates of employment and date of discharge and what your position was. However, if you sign a form giving permission to BOA for additional disclosure, I am not sure what information is shared. Usually they ask for a reference from your last boss to get info out of them on the sly.

ue in Buffalo, New York said: By law your old employer can not disclose the circumstances of your termination. They can only state dates of employment and date of discharge and what your position was. However, if you sign a form giving permission to BOA for additional disclosure, I am not sure what information is shared. Usually they ask for a reference from your last boss to get info out of them on the sly.

UE in Buffalo is right. However one of the tricky questions Bofa will ask is "Would you hire him/her again?. If you got fired base on any ground, you may not expect a positve review from Bofa

Would BofA directly contact every single employers? How long does the process take?

no

You'll be fine, don't worry about it ...too much.

sammy in Renton, Washington said: what if you've been fired from you old job, can BofA still find out? If so, how? would they contact them?

If you applied for unemployment and was turned down because of the firing, it becomes a matter of public record then and will show up on your background check.

As for former employers, they need only clear their throat when asked about such things and any potential hiring manager will know what that means and there is no law against someone clearing their throat and not answering a question.

Wow! so unemployment records are part of the background check too???? What is this USA becoming??... yet, people from other countries can come here and start businesses and blow us up just like that..Let's all go to India or China and work... Its easier than the good old USA bet BOA is not doing background checks there!

ue in Buffalo, New York said: They go back to your baby cradel, don't leave any stone unturned!

they went back 20years on me which is ridiculous, if they are looking for perfect people they won't find any because they do not exist. im to old for this sort of nonsense, i truly believe that i may have been discriminated against i will seek legal advice and look into this matter. which probably won't do any good but i will any way just so i can know that my civil rights were not violated. im a law abiding tax paying red blooded born AMERICAN who just need to keep my bills paid.

If you do a class action suit I will be happy to join you. They went back 36 years on me and like you, all I want to do is work!!!! and I have a steller 30 year employment record.
Its nothing like paying back society until death do us part for a juvenile problem at that!
and there not even willing to listen to you..... I think this background check stuff is taking things way too far.

Its not about being upfront, its about being discrimnated against!!! 1/5 people have some kind of criminal background and some hr person is deciding that no one is a fit with any kind of criminal record other than a parking ticket is CRAP ... I agree that there should be some type of controls.... for this situation,,,, The 911 event should not hurt americans....

d frazier in Newark, Delaware said: they went back 20years on me which is ridiculous, if they are looking for perfect people they won't find any because they do not exist. im to old for this sort of nonsense, i truly believe that i may have been discriminated against i will seek legal advice and look into this matter. which probably won't do any good but i will any way just so i can know that my civil rights were not violated. im a law abiding tax paying red blooded born AMERICAN who just need to keep my bills paid.

I presume you did not get hired too? What was the 20 year old issue that resurrected it self in your background? Just courious...also anybody out there does a background check always mean checking a criminal record in addition to other stuff?

I would'nt ... what did your employment agreement say

Choicepoint is the company that does the EEV for Bank of America. From my understanding they are contracted to have the information back to BOA within 3-5 business days.

Employment and Education Verification.

How does an employer verify EEV??? - Courious

How does ChoicePoint know about your education, employment may or may not be on your cbr also???? How?

i might be a month off with one of my employment dates on the eev what will happen if i am off just a little bit. also what is the next steps after my eev is cleared, how long will it take for me to start working?

They verify all the information that you give them. So if they cannot verify the information that you gave them; you will not be eligible to work for them for at least 9 months.

Jen, are you employed with BOA? my sister just graduated from college and worked at Sears during college, she is now working for a collection agency and did not put them down as her current employer, how can they verify what is not disclosed?

No, but I went through the entire process and did some research. BOA can only check what you tell them. I had a wonderful interview with the first recruiter and had a phone interview with the second recruiter scheduled. The second recruiter lied to the first recruiter and told her she left me a voicemail because I did not answer for my scheduled interview time. Does any reasonable person believe that if you wanted a job you would not answer your phone? So basically I am at the mercy of the recruiter that lied. My second interview never took place. Hopefully the recruiter in your area actually does their job.

I was offered the position as a personal banker and now need to submit my fingerprints. I got into a fight and was arrested when I was a juvenile but had expunged my record. Could bofa still find my arrest record and if they do, will they overturn the offer even though my arrest had nothing to do with a breach of honesty?

You should be fine, however, to give yourself peace of mind its worth the cost of $25.00 run your own check through Choice Trust, this is the consumer end of the background service BOA uses (Choice Point). Be sure to use the name that you had at the time you had the run in with the police. With a credit card you'll get an instant (internet) report and you will be able to sleep tight! ....Oh you will also have access to the report for 90 days and you'll be able to track what BOA sees when they run the report, also did you state the arrest and conviction on your application? You shouldn't had to if it truly was a juvenile record and was expunged, however, I had a similar situation, and it showed up on my adult record and they recinded the offer. Good Luck!

what does "date of discharge" mean? does it only mean your last day of employment, or the day that you were fired (i.e. discharged)?

It could mean either or, hr departments used the term interchangabily, what what the circumstances of your termination, voluntarily or involuntarily?

If I got GA cos of unemployment. Can BOA find it out?
Thank you!

Jen said: No, but I went through the entire process and did some research. BOA can only check what you tell them. I had a wonderful interview with the first recruiter and had a phone interview with the second recruiter scheduled. The second recruiter lied to the first recruiter and told her she left me a voicemail because I did not answer for my scheduled interview time. Does any reasonable person believe that if you wanted a job you would not answer your phone? So basically I am at the mercy of the recruiter that lied. My second interview never took place. Hopefully the recruiter in your area actually does their job.

Hey Jen,

I can't believe that happened to you. Where you interviewing to work for corporate or a branch? I would try and contact higher authority and get that person booted....You probably won't be able to do that but it sounds good.

It's difficult to blow big brother down, BOA is a corporate giant and all you can do continually try to get recruiter 1 on the phone to settle the misunderstanding and continue to try to get the interview. They're not heartless, just busy ....keep trying I think you'll be successful.

need your advice, i am seeking employment and i have work all my life, my question is that when completing an application, do i need to go back and start from 1972 to 2007? Also, i was terminated from one job because i refuse to train another employee for my job. my reasoning for refusing is because i had to learn the hard way on how to do the work and i had just got out of the hospital and was confronted by an employee who physical attact me but i was considered the bad guy and was terminated. how should i approach this interview handle this situation?

your comments and suggestions is greatly appreciated.

Ann in Ansonia, Connecticut said: need your advice, i am seeking employment and i have work all my life, my question is that when completing an application, do i need to go back and start from 1972 to 2007? Also, i was terminated from one job because i refuse to train another employee for my job. my reasoning for refusing is because i had to learn the hard way on how to do the work and i had just got out of the hospital and was confronted by an employee who physical attact me but i was considered the bad guy and was terminated. how should i approach this interview handle this situation?

your comments and suggestions is greatly appreciated.

No, you usually do not have to go all the way back that far. Normally your last 4 or 5 jobs in the past like 4 years or so. Depending on what the position is, if you have worked in a similiar position to the one you are applying for than it would make sense to mention that on your resume or cover letter if it was a long time ago. Just so the employer knows you do have experience in that area when they look at your qualifications.

Lady D in Buffalo, New York said: You should be fine, however, to give yourself peace of mind its worth the cost of $25.00 run your own check through Choice Trust, this is the consumer end of the background service BOA uses (Choice Point). Be sure to use the name that you had at the time you had the run in with the police. With a credit card you'll get an instant (internet) report and you will be able to sleep tight! ....Oh you will also have access to the report for 90 days and you'll be able to track what BOA sees when they run the report, also did you state the arrest and conviction on your application? You shouldn't had to if it truly was a juvenile record and was expunged, however, I had a similar situation, and it showed up on my adult record and they recinded the offer. Good Luck!

How long does it usually take for Choicepoint to complete all the background stuff? Do you work for BOA now?

Thank you so much for your comment. What a useful tool you gave. I do have another question, please send response to i being attack and refusing to train an employee info.,. Thank you for responding so rapidly.

Ann

Ann in Ansonia, Connecticut said: Thank you so much for your comment. What a useful tool you gave. I do have another question, please send response to i being attack and refusing to train an employee info.,. Thank you for responding so rapidly.

Ann

I am not too sure about that. It depends on how recently you stopped working for that company. Either way, you don't have to use them as a reference if you think they may not give you a good one. I worked for this one company that was doing some weird stuff behind closed doors and I left and never used them as a reference because I didn't trust what they might tell someone who called them and asked about me. Sometimes recruiters don't check ALL references. Just some, it just really depends.

Most employers have employees train others from time to time for whatever reason, it's one of those things you just have to do sometimes. I would have negotiated a raise in that situation. But normally if you refuse to do something like that employers can get pretty upset and then terminate.

Thanks a lots for your quick response to my question. Unfortunately, the position i am applying far need said info., because this is where i receive my experience. ok, i mess up big time, uh? thank you so, so much for your prompt feedback. i am trying to put together a resume. will speak later. thanks again, signing off, ann

Ann in Glastonbury, Connecticut said: Thanks a lots for your quick response to my question. Unfortunately, the position i am applying far need said info., because this is where i receive my experience. ok, i mess up big time, uh? thank you so, so much for your prompt feedback. i am trying to put together a resume. will speak later. thanks again, signing off, ann

Hopefully they will just verify that you worked there and what your duties were and stuff like that. I think it's illegal to ask questions in relation to anything else, like the kind of person you are. Obviously that is a bias question to ask anyway and employers shouldn't base an opinon on you from that.

Choice point aka as Choice Trust for consumers is quick via online access pay the funds and you get your report asap! No I don;t work for the sleeping giant they screwed me big time...however, God is good and I now have a better job ///Good Luck!

Lady D in Buffalo, New York said: Choice point aka as Choice Trust for consumers is quick via online access pay the funds and you get your report asap! No I don;t work for the sleeping giant they screwed me big time...however, God is good and I now have a better job ///Good Luck!

Thats awesome! God is good! What does sleeping giant mean and how did they screw you if you don't mind me asking.

Recruters can ask about character and personalities. For example, if one of your references were called by a recruiter, he or she may ask " What will be my first impression if I met (your name). This is legitimate or something like will you ever hire her again.
Whatever the individual relates to the recruiter can impact the hiring decision. So make sure that your references are people you know well. No comments such as " oh she's crazy" even if it meant she's fun - that is off putting for a recruiter or potential employer (especially in banking)I have work for WAMU and the company I work with have business relationships with BOFA and Chase. But the truth is, experience isn't the only factor. Good luck