I have been a Chase employee for 4 years now and let me tell you one thing: I feel more pissed on everyday. I have had incentive trips that I qualified for taken out from underneath me, job promotions verbally promised to me not given, and now they are essentially pushing the entire mortgage division out the door. Our rates are terrible, our programs are terrible, and everyday there is another way for them to take a piece of my commission in order for me to compete with their terrible product. If you are considering a job with Chase Home Mortgage, be weary. There is a general feeling that they are pushing us all out the door, and doing the same at WAMU, so that the merge will be an easier (and less costly) process for them. It totally sucks and I dont know of one LO in my division that isn't job hunting elsewhere. It's called Karma, and I cant wait for it to smack this corporate sow in the face.