There are no salaries, bonuses or benefits to working at Ramsgate. You get commission only, no bonuses and no benefits since you are a 1099 employee. They are very nice at first, but then they end up taking your agents from you, and they take your accounts from you at renewal to put in a different division. Very rarely does anyone make over $35,000 a year there or even get anywhere close. You also don't get paid your commission until 2 to 3 months after you write the policy and if your policy is direct bill on payments, they pay you on the monthly payment and not on the full premium.