With the economy in the tank, there are many people out there who will pay big fees up front to someone who will promise them a higher credit score.
Just read this .PDF report from the Federal Trade Commission, and get started today..
The reason I'm posting this is just to hopefully help someone else by warning them away from these companies.
Let's just say i wish someone had warned me about just ONE of the 36 companies described in this pdf file from the Federal Trade Commission....
Google this FTC doc 081023sweeplist.pdf
Here is an example I found posted on the web, described in this FTC document...
I3 SOLUTIONS, GENE SCHWALEN: Cease & Desist issued to i3 Solutions, Merle Eugene Schwalen III, by NC Attorney General.
Item 1. N Carolina Attorney General Roy Cooper issues Cease and desist letter to i3 Solutions (McKinney, Texas) on March 6, 2008.
Item 2. Federal Trade Commission 'Operation Clean Sweep' crackdown on credit repair companies.
Item 3. NC Attorney General demanded following companies stop charging consumers upfront fees for credit repair in violation of state Law: I3Solutions, Inc., McKinney; Texas, et al.
Item 4. Google this FTC doc 081023sweeplist.pdf
Item 5. Noelle Talley, NC Public Information Officer.