What is your plan "B" if you cannot find a job after several years?

Let's face it folks jobs are not there anymore. Employers are working the employees to hell and want to pay next to nothing for what little they have. Looking for jobs day in and day out is getting me nowhere. Have to start thinking about Plan "B" for a living, but don't know what yet. I know that some of you have been looking forever and are still here, what will you do? Starting you own gig takes $ and that is something I certainly do not have, getting a loan? Who wants to loan someone when they are not sure it can be repaid if business goes bad. Advice, thoughts, ideas?

1. Sell the CDs.

2. Sell the car.

3. Attempt to sell the house.

That's what I'm looking at.

Move back in with parents if I have to but I got 6 months of my salary saved as I haven't been able to find any $25,000+ job that will pay the bills. My sister in Orlando offered me a free room for a few months to look for a job.

Sal in Salt Lake City, Utah said: You could always kill yourself. I doubt anyone would miss you.

Speak for yourself

If I ever won the Publishers Clearing House $5000-a-week-for-life grand prize, I would quit working altogether. But in reality, it's a one-in-a-million chance that I'd get it.

Starting my own business: forget it. There's just too much involved. You don't get a guaranteed salary, and you don't know whether or not you're going to make it. Many new businesses fail within the first five years of operation. Don't fall for that "financial freedom" nonsense. When you own a business, you have to pay taxes, employees, maintenance, insurance, utilities, merchandise and supplies, and so forth. You also have find out what the zoning regulations are, and yes; you have to answer to the government.

As much as the job market is hard right now, I'd rather just keep on looking for a new job.

Even if I were to start a business, I couldn't get a loan anyway because my credit is terrible.

I think that guys can do odd jobs like fixing cars, electrial, plumbing, and odd jobs that people need done. For me, find a rich man to support me and my family!

Kelly G. in Elk Grove Village, Illinois said: Let's face it folks jobs are not there anymore. Employers are working the employees to hell and want to pay next to nothing for what little they have. Looking for jobs day in and day out is getting me nowhere. Have to start thinking about Plan "B" for a living, but don't know what yet. I know that some of you have been looking forever and are still here, what will you do? Starting you own gig takes $ and that is something I certainly do not have, getting a loan? Who wants to loan someone when they are not sure it can be repaid if business goes bad. Advice, thoughts, ideas?

school. that's what I'm doing. If my housing weren't so damn unstable, I would attend community college, so instead I researched and found a cheap online college that is accredited and accepts government financial aid- so after all is said and done, I will get about 2grand every three months, and so will my husband who is also going back to school, since he's out of work too. so total, for 3 months of school, we will get 4 grand roughly to live on while we study and raise the kid. and since school funding isn't counted toward food stamps, we get food stamps too, so that money can go to housing and bills. That is my plan B, so to speak. yes, its not much money, but it's more than state assistance, and it pays for stable housing, electric, etc. My plan B is not to live the glamorous life-style, it's to exist. something you can't do on public assistance (506 a month in cash, for a family of 3- that doesn't even pay for a one bedroom apartment in the area.)

Kelly G. in Elk Grove Village, Illinois said: Let's face it folks jobs are not there anymore. Employers are working the employees to hell and want to pay next to nothing for what little they have. Looking for jobs day in and day out is getting me nowhere. Have to start thinking about Plan "B" for a living, but don't know what yet. I know that some of you have been looking forever and are still here, what will you do? Starting you own gig takes $ and that is something I certainly do not have, getting a loan? Who wants to loan someone when they are not sure it can be repaid if business goes bad. Advice, thoughts, ideas?

TAKE A JOB THAT'S BELOW ME. THAT'S PLAN B FOR ME.

I started taking online surveys back at the end of October, but they're very slow in paying. I've also checked around to see if there are any focus groups that I could participate in. They'll even pay you if you qualify for it.

In December of 2009, I signed up for a home-study writing course for adults through the Long Ridge Writers Group up in Connecticut. Seven months later (in July of 2010) I also signed up for a home-study childrens' writing course through its sister school, The Institute for Childrens' Literature. But I'm on leave of absence from both courses because I'm still laid off. My leave isn't up until either April or May. I hope that I'll have job that works out by then.

Julie in Plano, TX said: Move back in with parents if I have to but I got 6 months of my salary saved as I haven't been able to find any $25,000+ job that will pay the bills. My sister in Orlando offered me a free room for a few months to look for a job.

I spent the entire summer of '99 with my parents. At that time, I was working at a lousy $6-an-hour market research interviewing job. They raised the rent on my downtown Philadelphia apartment to $460 a month, and I couldn't afford at the time. (When I first moved there back in '92, it was only $365 a month.) Therefore, I had to move out and move in with them. I had missed my independence and living on my own, but I was not going to stay any longer than I had to.

Since then, the apartment building was sold and they became condominiums. They're now charging $900 to $1000 a month for rent, and over a hundred grand just to buy one. In a way, I'm glad that it was a smart move. I couldn't afford to live there even today. Real estate prices in downtown Philadelphia are so high that it's not even funny.

hoapres in San Jose, California said: The vast majority of Americans will end up on governmental assistance, in government housing, collecting food stamps along with "waiting for the rice bowl". That sounds like an exaggeration but it might turn out to be the case.

It won't be the vast majority but we're definitely becoming a nation of 'Haves' and 'Have Nots'; this will continue to become very evident. The gap will rapidly widen, when the gap widens enough in a country, it becomes ripe for Socialism.

Mike G in Kansas City, Missouri said: It won't be the vast majority but we're definitely becoming a nation of 'Haves' and 'Have Nots'; this will continue to become very evident. The gap will rapidly widen, when the gap widens enough in a country, it becomes ripe for Socialism.

Have you been to poor countries? Most poor countries don't have anything resembling a welfare state. People die in those place of starvation everyday. The gap between the rich and poor makes a country ripe for dictatorship or military rule. That's it. Socialism can't occur in a place with no wealth to redistribute.

Jenny in Chicago, Illinois said: I think that guys can do odd jobs like fixing cars, electrial, plumbing, and odd jobs that people need done. For me, find a rich man to support me and my family!

Have fun living in the 1950s.

Average in Everett, Massachusetts said: Have you been to poor countries? Most poor countries don't have anything resembling a welfare state. People die in those place of starvation everyday. The gap between the rich and poor makes a country ripe for dictatorship or military rule. That's it. Socialism can't occur in a place with no wealth to redistribute.

Not sure what that has to do with the USA

Move in with family members. On the news they showed a family that had 3 generations. By having everyone together, one helps the other in different ways. The grandparents are the baby sitters when needed, the middle aged adults took the elderly to the doctors, and shopped for groceries for the group, and kids always had someone around and were never sent to a babysitter. They split the living expenses, and the house was big enough that everyone had their own space. That is what many people have to do, live with parents, in laws, siblings etc, split the bills, and support each other.

Motor City in Farmington Hills, Michigan said: Move in with family members. On the news they showed a family that had 3 generations. By having everyone together, one helps the other in different ways. The grandparents are the baby sitters when needed, the middle aged adults took the elderly to the doctors, and shopped for groceries for the group, and kids always had someone around and were never sent to a babysitter. They split the living expenses, and the house was big enough that everyone had their own space. That is what many people have to do, live with parents, in laws, siblings etc, split the bills, and support each other.

Next time you see a show on "Boomberang Kids", look at the parents. They don't look too happy.

Lots of people have no other choice but to head back home. I saw on TV the other day that a guy was 58 and had to move in with his mom that was 82 cause he was flat broke after being out of work for two years and could not find any job. She was actually happy he was back home as she was widowed and felt worried living alone.

That's what happening across America with the economy the way it is.

Beth in Dallas, TX said: Lots of people have no other choice but to head back home. I saw on TV the other day that a guy was 58 and had to move in with his mom that was 82 cause he was flat broke after being out of work for two years and could not find any job. She was actually happy he was back home as she was widowed and felt worried living alone.

That's what happening across America with the economy the way it is.

I was 41 when I stayed with my parents during the summer of '99. But like I said earlier, I wasn't going stay there any longer than I have to.

Like many developing countries, plan B = join the informal economy.

G'ments hate the informal economy because they can't generate tax revenue from it. Of course, our country does want to grow entrepreneurs. That's precisely the kind of individual you'll find in an informal sector 'job'. Self-empowered job creation.

You can take payment in the form of cash (choose your currency wisely!) or barter.

Oh, and informal sector jobs aren't illegal. If that were the case, we're all guilty if we accepted payment for jobs such as babysitting or lawn-mowing (most of us have done either one).

This sort of system is commonplace in places that lack jobs for citizens.

The bad side of not having tax revenue? Your area's public infrastructure might get a tad bit run down. So, it's in our stupid g'ment's best interest to do what's best to create a stable economy.