Go to a information session about agency and they will tell you some realistic numbers of how much revenue you can pull in the 1rst year. However, they fail to mention expenses. That is on purpose as revenue minus expenses equal profit. Expenses can widely vary, but to create a realistic view I think knowing some realistic expenses is neccessary. Good luck learning all the software necessary. You will realisticly have 4 prorams running at the same time. One for Bank, Prospecting, DOS system and Web based system.