There is a real problem with credit history for employment. My thing is you are worthy to do the job, but your credit history stops you from obtaining employment. Not everyone in the USA or anywhere else can have perfect credit all the time unless they are making more than 40 thousand a year and maybe working two jobs to make ends meet. So many times I have the intention of paying off my debts and once I get started I am being laid off from work in which I have been doing temp work for the past eight years due to my credit. Can some offer me some advice.