Bank Examiner (Credit Risk Specialist)
Farm Credit Administration - Dallas, TX

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Who May Apply: All U.S. Citizens.

Are you looking for an employer that allows you to use and develop your skills, that compensates you well for the good work you do, and recognizes that you do have a life outside the office?

Then the Farm Credit Administration (FCA) may be for you. We are a small, independent Federal agency, headquartered in McLean, Virginia that regulates and examines the Farm Credit System, an over $200 billion nationwide network of institutions providing credit and related services to farmers, ranchers, and their cooperatives. At FCA, the work environment is relaxed, but expectations are high. We need people who work hard, work well with others, and like to learn. Our salaries are competitive, and our benefits package will impress you. Visit http://www.fca.gov/ to learn more.

Ideal candidates for these positions are individuals with credit industry experience that includes a heavy focus on agricultural or agribusiness lending. Commercial bank and other similar commercial lending experience is highly applicable, but should include a material exposure to agricultural or agribusiness lending. Applicable experience could be obtained via various position types including loan officer, underwriter, credit analyst, credit manager, loan reviewer, internal auditor, bank examiner, etc. Collateral appraisal experience is also highly desirable.

The positions available under this announcement have the following grade levels and base salary ranges: VH-38, $70,746-$106,118 per year; VH-39, $80,940-$121,410 per year; VH-40, $92,602-$138,902 per year. In addition to base salary, the following locality pay premiums apply (as a percentage of base pay): 6.8% for Dallas, TX; 10.5% for Denver, CO; 15.4% for McLean, VA; 8.8% for Minneapolis, MN; 13.4% for Sacramento, CA. Note: These positions have promotion potential to grade 40 without further job application.

There are three positions available (full time or part time) among the five duty stations listed. However, this announcement can be used to fill additional, identical vacancies. Full-time positions are available at grade levels VH-38, VH-39, and VH-40. Part-time positions are available at grade levels VH-39 and VH-40. Payment of applicable relocation expenses is negotiable.

  • If you are a federal employee, please refer to Merit Promotion announcement VA-13-0042. KEY REQUIREMENTS
U.S. Citizenship
Resume and supporting documents (See How to Apply)
Frequent overnight travel required.
Credit worthiness check required.
National Agency Check and Inquiry (NACI) required.
Applicants MUST meet the Selective Placement Factor to be eligible. DUTIES:

The Farm Credit Administration's (FCA or Agency) Credit Specialist Program is a career track program designed to foster ongoing skills development and corresponding career advancement potential. The program encompasses three incremental functional levels - Credit Risk Examiner, Credit Risk Specialist, and Senior Credit Risk Specialist. Selected applicants will be assigned to the most appropriate functional level based on existing experience and qualifications. Subsequent advancement depends on individual development and performance.

Credit Risk Examiner (VH-38) - Participates in or leads credit examination/analysis activities for Farm Credit System (FCS) institutions with moderately complex credit portfolios and/or operations. Evaluates topics such as credit analysis, risk identification, overall asset quality, key credit control systems, loan portfolio management, credit scoring, and collateral appraisals.

Credit Risk Specialist (VH-39) - Participates in or leads credit examination/analysis activities for FCS institutions with complex to highly-complex credit portfolios and/or operations. In addition to above topics, may become involved in evaluating large/complex and syndicated credits, rural utility and telecommunication lending, international lending, economic capital, and/or asset securitizations. May conduct advanced computer-based loan database analysis, provide credit training to other staff, and participate in Agency-level projects.

Senior Credit Risk Specialist (VH-40) - Participates in or leads credit examination/analysis activities for FCS institutions with large, highly complex, and high profile credit portfolios and operations. Applies high level skills in many of the topics listed above, especially evaluating large/complex and syndicated credits and advanced loan portfolio management methodologies and techniques. May fulfill leadership roles in developing and delivering credit training to other staff, identifying and analyzing complex issues and risks, and developing examination guidance and policy positions. QUALIFICATIONS REQUIRED:

To Qualify at the VH-38 (GS-12) level:
Specialized Experience: One full-time year (12 months) of specialized work experience equivalent to the VH-37/GS-11 grade level in Federal service. This credit industry experience is of a commercial nature (i.e., not consumer lending such as home, auto, credit card, etc.) that involved at least 3 of the following:

compiling and analyzing borrower financial information

underwriting/classifying/reviewing loans or loan portfolios

implementing or reviewing loan portfolio management processes

implementing or reviewing credit scoring programs

conducting or reviewing collateral appraisals.

To Qualify at the VH-39 (GS-13) level:
Specialized Experience: One full-time year (12 months) of specialized work experience equivalent to the VH-38/GS-12 grade level in Federal service.This credit industry experience is of a commercial nature (i.e., not consumer lending such as home, auto, credit card, etc.) that involved at least 3 of the following:

compiling and analyzing borrower financial information for large and complex loans

underwriting/classifying/reviewing complex loans or loan portfolios

implementing or reviewing loan portfolio management processes

implementing or reviewing complex credit scoring programs

conducting or reviewing complex collateral appraisals

conducting or reviewing rural utility, telecommunication, or international lending.

To Qualify at the VH-40 (GS-14) level:
Specialized Experience: One full-time year (12 months) of specialized work experience equivalent to the VH-39/GS-13 grade level in Federal service. This credit industry experience is of a commercial nature (i.e., not consumer lending such as home, auto, credit card, etc.) that involved at least 3 of the following:

analyzing/underwriting/reviewing large and complex commercial credits

reviewing or implementing loan portfolio management processes for a complex financial institution(s)

developing or delivering credit training

developing, implementing, or reviewing complex credit scoring models

developing, implementing, or reviewing credit policies and internal controls for a complex financial institution(s)

conducting or reviewing rural utility, telecommunication, or international lending.

THERE IS NO SUBSTITION OF EDUCATION AT THE VH-38, VH-39, or VH-40 LEVELS.

Selective Placement Factor:
In addition to meeting the minimum qualifications of the position, applicants must meet the following selective placement factor:

Experience in the credit industry which included material exposure to agricultural or agribusiness lending (e.g., loan officer, underwriter, credit analyst, credit manager, loan reviewer, internal auditor, bank examiner, etc.). HOW YOU WILL BE EVALUATED:

Once the application process is complete, a review of resume and supporting documentation will be made and compared against your responses to the assessment questionnaire to determine if you are qualified for the applicable position(s) and grade level(s). If, after reviewing your resume and or supporting documentation, a determination is made that you have inflated your qualifications and or experience, you may lose consideration accordingly. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Qualified candidates will be assigned to one of four quality categories: Best Qualified, Highly Qualified, Well Qualified, or Qualified. The category assignment is a measure of the degree in which your background matches the competencies required for these positions. Your qualifications will be evaluated on the following competencies (knowledge, skills, abilities and other characteristics):

Ability to analyze a wide range of agricultural credit assets to assess credit risk classifications and the quality of asset servicing and administration.

Ability to analyze a wide range of agribusiness credit assets and to assess credit risk classifications and the quality of asset servicing and administration.

Ability to evaluate the quality of loan portfolio management processes and related internal control systems.

Ability to conduct or review agricultural collateral appraisals and collateral risk management processes or conduct computer-automated analysis of loan databases.

Ability to communicate technical, complex, and/or sensitive credit issues to a wide variety of internal and external parties in writing.

Ability to orally communicate technical, complex, and/or sensitive credit issues to a wide variety of internal and external parties.

Ability to manage or lead a team and oversee credit approval or review processes for a wide range of agricultural/agribusiness lending.

Quality Ranking Factor: Ability to complete appraisals or conduct technical reviews of appraisals of agricultural property.

In addition to the assessment questionnaire, the hiring manager may contact individuals within the Best Qualified category to submit an Accomplishment Record/Written Knowledge, Skills, and Abilities summary, attend a Structured Interview, and/or take a Writing Test. The information gathered from these additional assessments will be utilized to make selection determinations from amongst the Best Qualified applicants. BENEFITS:

Benefits: The Federal Government offers a comprehensive benefits package. Explore the major benefits offered to most Federal employees at http://www.usajobs.gov/ResourceCenter/Index/Interactive/Benefits#icc .

The Farm Credit Administration offers benefits in addition to those in the link above. You are encouraged to view that information here: http://www.fca.gov/Download/FCABenefits.pdf OTHER INFORMATION:

If you are a veteran with preference eligibility and you are claiming 5-points veterans' preference, you must submit a copy of your DD-214 or other valid proof of eligibility. If you are claiming 10-point veterans' preference, you must also submit an SF-15, "Application for 10-Point Veterans' Preference" plus the proof required by that form. For more information on veterans' preference see

http://www.fedshirevets.gov/job/veterans.aspx .

Active Duty Service Members-- You must submit a statement of discharge/certification of release or an official written document from the armed forces that certifies you are expected to be discharged or released from active duty service in the armed forces under honorable conditions no later than 120 days from the date the certification is signed. Enlisted Record Briefs and military identification do NOT qualify as official documentation. If the appropriate information is not submitted to confirm the discharge status, dates of service, etc., you will not be considered for this job opportunity under Veteran Preference procedures. To gain access to your DD-214 online please visit http://www.archives.gov/veterans/military-service-records/get-service-records.html

For more information on Veteran Authorities, consult the Vet Guide at: http://www.opm.gov/employ/veterans/html/vetguide.asp

Males born after 12-31-59 must be registered or exempt from Selective Service (see www.sss.gov ).

Interagency Career Transition Assistance Program (ICTAP): For information on how to apply as an ICTAP eligible see http://www.opm.gov/rif/employee_guides/career_transition.asp#ictap . To be well-qualified and exercise selection priority for this vacancy under open-competitive procedures, displaced Federal employees must meet the middle quality level established under category rating procedures.

This job opportunity announcement may be used to fill additional vacancies.

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