Commercial Credit Analyst 4
Government and Institutional Banking (GIB): Unique to the industry, GIB brings together Capital Markets and Commercial Banking solutions for the government, education, tax-exempt and non profit healthcare sectors into one team, offering an integrated approach that centers our business around the needs of our client. We take great pride in approaching each relationship individually, as one team, leveraging the resources of Wells Fargo to create the most value for our client.
Responsible for analyzing the most complex companies and industries and conducting presentations on findings to senior management. Functions include: conducting complex credit investigations and analyzing diverse credit information for loans; analyzing/formalizing documentation of loan transactions and/or credit history of customers; assisting in preparation of credit reports for presentation to lending officers and/or approval committees; performing research/analysis related to projects such as industry studies and management reports. Provides assistance to lower level analysts.
7+ years credit analysis experience.
Demonstrated underwriting experience involving advanced commercial and/or specialty group relationship portfolio credit. Comprehensive knowledge of credit policy, loan servicing, risk management and group underwriting requirements. Demonstrated experience in loan negotiation (rates, terms, collateral requirements) and knowledge of commercial and specialty group banking products and services.
8+ years of experience from a rating agency and/or bond insurer or prior bank experience. Experience in credit and lending with large metro area government clients.
Wells Fargo & Company is a financial holding company and a bank holding company. It is a diversified financial services company. It...