Commercial Credit Risk Analyst
Ally Financial - Plano, TX

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Commercial Risk Analyst- Plano, TX

We are Ally Financial

A company with a new approach and a rich history; one that values openness, accountability and honesty. Our company dates back to 1919 and is built on the strong foundation of GMAC Financial Services. Our associates and customers are at the heart of everything we do.

  • We serve more than 15 million customers worldwide and have financed more than 150 million cars/ trucks
  • Ally Financial is ranked the No.1 automotive finance company
  • Money Magazine rated Ally Bank as the Best Online Bank Package for 2011
  • Ally Financial consistently ranked within Fortune 500 Companies
Ally Financial strives to build a World Class culture that engages a diverse and vibrant team of professionals. We seek employees who are motivated for success with processes aligned to promote inner-mobility, career growth and leadership development. Ally Financial remains committed to offering a compelling employment proposition that enables us to expand our dynamic team. Put your career on a path with a company that’s taking the financial services industry in a new direction and apply today! Visit

to learn more.

Commercial Risk Analyst

Plano, TX

Position Description:
Ally Financial's Risk function manages and analyzes Ally’s exposure to internal and external risk factors. The function strives to achieve an appropriate balance between risk and return, to limit unnecessary risk, and to protect the company’s financial returns.

Responsibilities may include completing required due diligence/financial analysis on comprehensive and administrative reviews associated with the renewal of existing credit lines, as well as for loan approvals and new wholesale acquisitions. Due diligence includes the accurate reporting of findings, via established reporting functions and ensuring corporate compliance and risk management. Involves in-depth analysis, contact with key dealership personnel, in addition to communication the internal and external stakeholders. Provides recommendations and supporting documentation to improve company performance and mitigate exposure. Supports department training.

Principal Accountabilities:

Conducting financial analysis on dealership wholesale accounts from data obtained from both internal and external sources.


Producing formalized management reporting and analysis for post review


Completing administrative review to document company compliance and guidelines are met


Dealership and stakeholder interfacing to obtain all information required


Updating company records, logs, reports, and internal control systems with information gathered during the underwriting review


Internal leveraging of information between other areas of expertise


Minimum Requirements:

Undergraduate degree or equivalent training, Graduate degree preferred, but not required


Understanding of dealership and wholesale administration a plus


Strong financial analysis and analytic/problem solving skills required


Proficient in intermediate MS applications (Word, Excel, Access and PowerPoint)


High level of written and oral communication skills as well as attention to detail


Strong organizational skills and time management abilities


Ability to adapt to change quickly

Working at Ally is Rewarding!

Ally's compensation program offers market-competitive base pay and above-market bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid-time-off program and emphasis on work-life balance.

Ally Offers Competitive Benefits:
  • 401K Matching and Company Contributions
  • Paid Time Off (Roll-over up to 50%)
  • Variable Pay (bonuses)
  • Tuition Reimbursement
  • Comprehensive Health Insurance Coverage
  • Vendor Partnership Discount Program
  • Charitable Gift Contribution Matching
  • Adoption Assistance
Ally is an equal opportunity employer in that our policy, in accordance with federal & state laws, prohibits employment discrimination solely on the basis of a person's race, color, creed, sexual orientation, sex, marital status, or disability except where a reasonable, bona fide occupational qualification exists.


Risk / Credit Risk

Primary Location

United States-Texas-PLANO


Risk - 2001870001



Job Posting

Nov 9, 2012, 11:23:14 AM

Ally Financial - 2 years ago - save job - copy to clipboard
About this company
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“Ally Financial Inc. is a leading automotive financial services company powered by a top direct banking franchise. Ally's automotive...