Mutual of Omaha Bank is quickly becoming a national leader in the banking industry and we're looking for talented individuals to help us grow. With over $5 billion in assets, Mutual of Omaha Bank operates a network of community banks and offices in Arizona, California, Colorado, Florida, Iowa, Kansas, Nebraska, Nevada, Missouri, and Texas and has a nationwide deposit services business that serves property management companies and homeowners associations from coast to coast. By combining our trusted name and financial strength with a community banking approach, we're uniquely positioned for continued growth and success. If you're looking to take your career to the next level, Mutual of Omaha Bank is the place for you.
Develops and manages new and existing commercial customer relationships through cross-selling appropriate banking products and services. Manages portfolio ensuring proper risk is assessed and in compliance with appropriate regulations, laws, and bank policies. Coordinates with other Mutual of Omaha Bank business partners on the delivery of banking product and services through multiple service channels and/or areas of specialization
Essential Job Functions:
Develops and maintains commercial banking credit and treasury management relationships through community involvement and building and maintaining business networks. Assists in the facilitation to prospecting customers and participates in creative solutions to meet their needs.
Assists in the development of structures and negotiation of loans and/or agreements to include the terms, pricing, special conditions, and interest rates for commercial accounts. Prepares appropriate documents and ensures adherence with banking policies and guidelines. Assists in the facilitation to the loan committee or approving officer, and oversees the loan documentation and closing process.
Manage portfolio by monitoring financial statements, covenants, borrowing bases, maturing loans, and past dues to ensure that credit facilities are properly risk-rated and that the Bank responds to the risk in an appropriate and timely manner.
Strengthens and manages existing account relationships and loan portfolios through monitoring of financial statements, covenants, borrowing bases, maturing loans, and past dues to ensure that risk is properly evaluated and managed in an appropriate and timely manner to ensure profitable growth of the account.
Provide support in the management of complex loan portfolios.
Ensures compliance with commercial banking policies and practices, and regulatory statutes.
Maintains knowledge of banking products and services, as well as knowledge of the industries or market areas served. Keeps abreast of current developments and market trends, to further identify and service the customers needs.
Collaborates and coordinates with internal and external business partners to ensure banking products and services are provided in a timely manner and support the profitable growth of the relationship.
Minimum Job Requirements:
Knowledge of and experience in Commercial Banking loans, deposits, lending techniques and practices
Knowledge of compliance with federal and state regulations pertaining to commercial banking
Strong knowledge of banking products and services
Excellent communication, interpersonal, consultative sales and presentation skills
Business development, relationship management and lead generation skills
Strong organizational, problem solving, credit analysis and negotiation skills
Ability to effectively communicate and make effective presentations to prospective customers and company principals, existing customers, banking officials and community leaders
Ability to handle multiple tasks simultaneously in a fast paced, diverse and growth-oriented environment
Ability to maintain a high degree of confidentiality
Ability to manage risk for moderate loan size and complexity.
Ability to analyze and interpret data and formulate sound business decisions.
Personal computer skills to include various software packages, including word processing, spreadsheet, electronic mail and presentation, and banking systems
Additional Preferred Qualifications:
BS degree in Finance or Business related field
Physical Requirements for the Essential Job Functions:
Key-boarding/Writing/Pinching (working primarily with fingers) 34-66% of the time
Handling (working primarily with hands such as grasping, turning, sorting) 1-33% of the time
Sitting > 66% of the time
Standing/Walking 1-33% of the time
Talking (required use of voice) > 66% of the time
Near Vision - Visual Acuity at 20 inches or less > 66% of the time
Far Vision - Visual Acuity at 20 feet or more 1-33% of the time
Hearing > 66% of the time
Travel 1-33% of the time
Mutual of Omaha Bank is an Equal Opportunity Employer
For more than 100 years, Mutual of Omaha has helped millions of families strive to reach their financial goals and plan for a secure future....