Credit Analyst Agribusiness
Capital Farm Credit, ACA - Austin, TX

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Description/Job Summary

Position Title:

Credit Analyst

Location:

Austin or Lubbock, Texas Agribusiness Office

Reports To:

Agribusiness VP, Senior Credit Officer

Summary of Desired Experience:
  • 2 - 5 years in Agribusiness credit underwriting and analysis
  • Familiarity in loan servicing, administration, and structuring.
  • Experience in banking or the Farm Credit system
  • Additional experience considered a plus includes:
- Ag experience, such as protein (beef, swine, dairy, poultry), ag processors/co-ops, grain storage/marketing, and farm input supply.

- Experience with agricultural companies in Texas/Southwest U.S.

Job Functions:
  • Underwrite, manage, and monitor a portfolio of both direct and purchased/syndicated borrowers.
  • Determine appropriate risk ratings for borrowers using various modeling techniques, including probability of default and loss given default.
  • Perform loan servicing tasks, which may include partial releases, loan covenant amendments and/or waivers, re-amortizations, etc.
  • Work closely with other credit analysts to, if necessary, assist with loan servicing actions for unassigned borrowers.
  • Work closely with loan administration staff in understanding roles and responsibilities for tracking and monitoring borrower relationships.
  • Work closely with Relationship Managers to negotiate terms and conditions to accurately underwrite (structure) loans.
  • Make effective business presentations, both written and oral, to small and large audiences.
  • Proper application of Association policies and department underwriting guidelines.
  • Effectively work with auditors, both internal and external (e.g. FCA).

Education Requirement:
  • Bachelor s Degree in Ag Econ, Finance, Accounting or Business
  • Master s Degree is a plus

Other Skills:
  • General knowledge of accounting/financial systems.
  • Intermediate technology skills, including Word, Excel, Access, and Internet search capability.

Salary Range:

Commensurate With Experience

Relocation:

Negotiable

´╗┐ ´╗┐Other:
  • Good standing in current and/or previous employment is required
  • At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant; AA/EOE/M/F/D/V; Full description on request

Posting Date

July 7, 2014

Closing Date

Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.