Credit Analyst
Brickstreet Mutual Insurance - Charleston, WV

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Note: this position will work full-time in our corporate office in Charleston, West Virginia.

The Credit Analyst analyzes current credit data and financial statements of individuals or firms to determine the degree of risk involved in granting extended payment terms. The Credit Analyst also prepares reports with this credit information for use in decision-making.

The items listed are essential functions of the position unless otherwise stated.

Position Responsibilities:
Contact past due policyholders regarding policies and owed amounts in order to avert policy cancellation.

Analyze financial information received from policyholders in order to offer payment options.

Communicate directly with policyholders and representatives from other BrickStreet units as well as certain government agencies.

Plan and direct meetings with policyholders to resolve past due amounts.

Review policies with refunds pending, following completion of payroll audits entered.

Approve policyholder refunds of less than $24,000.

Use spreadsheets to calculate amounts owed by policyholders and to provide breakdown of premium, surcharges and fees, and payments made on policy.

Non-essential function: other duties as assigned.

Required Skills

Strong interpersonal skills, including the ability to professionally and effectively interact with internal and external team members and customers.

Good computer skills, including proficiency in internet, Excel and Word.

Critical thinking skills, including the ability to identify issues, apply sound logic to work-related matters in order to make effective decisions or recommendations.

Effective oral communication skills, including the ability to clearly, succinctly articulate ideas and responses and relay information.

Effective listening skills.

Effective reading comprehension skills.

Ability to effectively share knowledge with others.

Required Experience

Bachelor's Degree from an accredited college or university preferred.

One to two years’ previous collection experience preferred.

Applications must be received by 5 PM Monday, March 10, 2014.

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