Credit Analyst
Fleetwood Bank - Fleetwood, PA

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A BS or BA degree in Accounting and/or Finance is required for this entry level position. Previous related industry work experience is a plus, but not required. The successful candidate will possess the basic concepts of financial statement and tax return preparation and the concept of sources and uses of cash for a business. Visual and auditory abilities are required.

Fleetwood Bank is an independent community bank in Berks Co., PA, committed to delivering the highest quality products, service and convenience in financial services. This position will be located at our Executive Offices and Loan Center in Fleetwood, PA.

Duties in this position include, but are not limited to:

1. Performs various duties to support the credit analysis function of which the following are illustrative:

a. Spreads financial statements including assets, liabilities, and owners’ equity accounts to identify trends and measure performance and financial strength of credit applicants.

b. Analyzes loan packages performing traditional cash flow analysis, utilizing financial statements and tax returns.

c. Assumes responsibility for the FISCAL software, making sure we are using all of its capability effectively.

d. Studies economic trends in borrower’s industry or branch of industry to predict probable success of new customer.

e. Reviews and understands the Credit Policy and Procedures manual.

f. Prepares management level reports covering asset quality and concentrations.

g. Assists Vice President Lending and lenders; works on projects as requested.

h. Performs a wide range of support functions, including correspondence related duties such as preparing customer correspondence and reports as necessary.

2. Complies with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.

Equal Opportunity Employer Minority/Female/Disabled/Protected Veteran