Credit Analyst
West Suburban Bank - Lombard, IL

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Responsibilities:
Job Summary: Performs analysis and other support functions to assist the Commercial Lending Department.

Primary Duties and Responsibilities:
  • Assist the commercial banking team or related departments with underwriting and documenting loan requests.
  • Perform economic and industry analysis, financial projections and risk assessments.
  • Spread and interpret financial statements and conduct collateral analysis to minimize risk and maximize credit quality.
  • Prepare and deliver loan presentations.
  • Review and maintain credit files to monitor and update information as needed.
  • Provide high-quality customer service and service clients in a courteous and professional manner consistent with our company philosophy.
  • Follow established bank policies and procedures, and identify any policy exceptions.
  • Cooperatively assist and support other bank activities.
  • Promote a strong team environment.
  • All other duties as assigned.

Qualifications:
Qualifications:
  • Bachelor's Degree in Finance, Business, or other related field required
  • 1 or more year commercial loan credit analysis experience and completion of formal credit training is strongly preferred.
  • Professional experience in banking, real estate, commercial or retail finance desireable but not required.
  • Strong knowledge of financial accounting.
  • Excellent verbal and written communication skills.
  • Strong analytic and reasoning skills.
  • Computer literate, with proficiency in MS Office/Word/Excel in the Windows environment.
  • Ability to commit to and meet deadlines
  • Ability to identify and resolve problems in a timely manner.

Requirements for performing Primary Duties and Responsibilities:

On the job the employee may physically be required to bend, sit, stand, walk, reach above shoulder level, use finger movements, handle objects (manual dexterity), and/or carry/lift loads up to 25lbs. On the job the employee must mentally be able to read/comprehend, write, perform calculations, communicate orally, reason, and analyze.

Additional Application instructions: In addition to completing an online application, applicants must submit a resume, cover letter, and copies of college transcripts (unofficial copies are acceptable; certified copies will be requested at a later date if needed). These documents may be emailed to: recruiter@westsuburbanbank.com

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