Credit Representative
Hawaii State Federal Credit Union - Honolulu, HI

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Responsible for receiving, reviewing, and processing loan applications for consumer, home improvement, second mortgage, home equity, credit card, line of credit, and overdraft account loans. Meets with applicants to explain credit policies and to obtain additional loan information and documentation. Assembles loan applications and coordinates appraisals for loans that meet initial lending criteria and are within approved lending limits. Presents loan requests above lending limit for approval per loan policy. Ensures members and prospective members are promptly and professionally served. Provides general Credit Union information and cross-sells products and services. Reviews loans that exceed regular Loan Officer limits.