First Data is currently seeking Credit Risk Analyst at the Melville, NY location.
Manage and monitor a portfolio(s) of high-risk merchant accounts
Review and investigate merchant accounts.
Assess fraud and credit risk exposure
Make real time/on-line decisions through risk systems justifying all recommendations
Mitigate risk by negotiating collateral requirements and restructuring contract terms as required
Resolve merchant issues and put to closure all escalated merchant calls initiated from assigned portfolio of accounts
Implement re-engineered risk management policies and procedures to improve losses or reduce expenses in the merchant portfolio
Interface regularly with business channel and prepare monthly reporting package to communicate risk management results accurately and timely
Prepare monthly reporting package and communicate risk management results to Alliance partners accurately and timely
Coordinate risk mitigation efforts with other areas of the business such as Funding, Legal, Operations, Client Services, etc
Complete special projects as assigned
Contact customers via the phone and in writing Candidate Requirements
Strong analytical, quantitative and problem-solving skills
Able to exercise sound credit judgment
Strong negotiating skills
Strong written and oral communications skills. Good interpersonal skills
Able to handle heavy workload assignment and multiple priorities
Must be able to meet tight deadlines and productivity standards
Good work ethic.
Relevant 4-year Bachelor's degree.(Business, Finance, Accounting, Criminal Justice, Pre-Law, etc)
Knowledge of MasterCard and Visa Association rules and regulations a plus (but not required)
PC literate (Excel, Word, etc
Whether you are just beginning your career or have many years of experience, First Data can provide you with a wealth of exciting challenges...