Strong understanding of statistical methodologies particularly in the creation of modeling to identify and analyze pricing and underwriting disparities; familiarity with Fair Lending Wiz
Prior experience working in a U.S. Bank in a compliance related role or as a banking regulator, or as an auditor or compliance tester, preferably in Fair Lending and/or Community Reinvestment Act compliance
Excellent presentation skills in both oral and written communications; must effectively communicate statistical ideas and concepts and other complex technical information clearly and logically
Demonstrated ability to manage teams toward high productivity and sustained performance; must be able to work both collaboratively and independently
BA degree in business or related field required
7 - 10 years of relevant experience in Fair Lending regulations and consumer banking laws and regulations
This position is responsible for the design and management of a comprehensive fair lending analytics program to assure the appropriate identification of fair lending risks within all relevant business units, and to provide analytical support to the CRA Officer for the CRA Program.
Manage the Fair and CRA Analytics team data in performing ongoing data analysis consistent with the Bank's Fair and Responsible Lending Policy and risk assessment processes
Develop and maintain the appropriate infrastructure to assess relevant business unit compliance with the fair lending laws and related consumer banking laws and regulations through the entire credit lifecycle
Prepare and present statistical and analytical results to business units, management and regulatory examiners
Lead efforts to evaluate and enhance systems used to track, monitor and assess compliance with the fair lending laws to assure efficiencies and/or stronger control environments
Manage the review of source data to ensure data integrity prior to submission to regulators and its use in Fair Lending and Community Reinvestment Act analysis
Coordinate compliance efforts and any necessary corrective actions with internal and external auditors and with regulatory examiners, as necessary
NewAlliance Bank - 2 years ago
A lot of water and a few barrels have gone over Niagara Falls since First Niagara Bank was founded. Tracing its roots to 1870, the flagship...