Under moderate direction, organizes, plans, conducts, and documents periodic reviews of Bank activities. Appraises internal controls, operations, and administrative functions for risk mitigation, efficiency and effectiveness. Reviews and monitors procedures to ensure compliance with Federal and State banking regulations and Bank policies and procedures.
1.Performs audits of Bank functions as assigned, by verifying adherence to internal controls, security, and other operating procedures.
2.Conducts interviews with key Bank personnel ranging from Tellers to Executives.
3.Obtains, analyzes, and appraises evidential data as a basis for an informed, objective, and independent opinion on the adequacy and effectiveness of the system to mitigate risk to the Bank and where possible increase the efficiency of the activities being reviewed.
4.Prepares detailed, concise work papers and reports.
5.Reviews and analyzes the effectiveness of audit programs and existing Bank policies and procedures, recommending changes and improvements as appropriate.
6.Performs detailed review of loan files for compliance with banking regulations.
7.Promotes good communication to, from and between Bank Departments.
8.Maintains a current knowledge of banking regulations. Ensures compliance with all Federal, State and Bank policies, procedures, and regulations.
•Ability to exercise discretion, tactfully handles sensitive and confidential data, and complete assignments in a timely manner.
•Advanced research and analytical skills.
•Excellent time management and organization skills.
•Strong written and oral communication skills, with the ability to interact effectively with management and peers.
•Actively seeks additional responsibilities and knowledge
•Computer literacy in Microsoft Word and Excel.
•Bachelor’s degree in business, accounting, finance or equivalent experience preferred.
•Strong knowledge of Banking and a variety of Bank services, products, lending requirements and internal
River City Bank - 17 months ago