Junior Mortgage Loan Officer
Commerce Mortgage - Orange County, CA

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Junior Loan Officer Orange County, CA

Call 877-659-2685 or email careers@commercemtg.com for more information

Commerce Mortgage is an established retail mortgage banker. We have an immediate opening for 2 Junior Loan Officers in our Newport Beach, CA office.

Commerce mortgage is the hottest mortgage firm in Orange County. Our top producers in Newport Beach have seen their business grow to a point where they need the support of fully licensed and experienced loan officers that can take mortgage loan applications, run scenarios for clients and are versed enough to present those scenarios to the clients.

The successful candidate should be a licensed originator, but does not need to bring a book of business with him/her. Our Sr. Loan Officers will provide clients for you to service and will introduce you to their referral partners. However, if you have the ability to generate a few loans per month, we consider that to be gravy. Your role will be to enhance the value of the Sr. Loan Officers’ brand and Commerce Mortgage within the Orange County market.

This is a great opportunity for an experienced loan officer that has recently relocated to the area and lacks the connections to earn top money. Or, a very bright newcomer to the mortgage industry can use this as a 2-3 year apprenticeship. You can learn from our Sr. Loan Officers and eventually build your own referral sources and support team within Commerce Mortgage.

This position is new and we are flexible. If you think you have talent and drive, but don’t meet all of the criteria listed below, don’t be discouraged. You are encouraged to submit your resume.

Please complete the form on the right. Don’t forget to copy & paste your resume in the text box.

Job Duties include:
    • Input 1003 data into Encompass
    • Communicate with borrower to obtain missing information
    • Work with Sr. Loan Officer to determine best rate & program for borrower’s needs
    • Inform borrower of the suggested program, rates, and fees
    • Relay any questions or concerns about rate and fees to Sr. Loan Officer
    • Notify Sales Coordinator to start the file and issue disclosures
    • Work closely with Senior Loan Officer, Sales Coordinator, and Processor to ensure a smooth and efficient closing of all loans
    • Maintain availability throughout processing of the loan for borrower questions
    • You will have the opportunity to work on your own loans as well
      • A minimum of 1 year of mortgage banking experience
      • An active DRE and NMLS license are a must
      • California DOC license is a plus
      • Experience with Encompass 360 a plus
      • Familiarity with current lending regulations
      • Must be self-motivated and have an ability to work independently as well as in a team setting
      • Attention to detail
      • Superior computer skills
      • Ability to prioritize workload and meet deadlines
      • Ability to communicate effectively both verbally and in writing
      • Excellent customer service skills
      • Experience with running DU and LP
      • Must be able to work from the team’s office on Placer Street in Redding, CA
This position includes a comprehensive pay and benefits component. There is a strong health insurance policy (subsidized), vision insurance, dental insurance, life insurance, and the ability to purchase other forms of insurance for a spouse, life partner, and/or children.

Please complete the form above and on the right. Don’t forget to copy & paste your resume in the text box.

Commerce Mortgage was selected as a Top Workplace in 2012 by the Bay Area News Group based upon employee surveys. Commerce Mortgage is an Equal Opportunity Employer Call 877-659-2685 or email careers@commercemtg.com for more information

About this company
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Commerce Mortgage is headquartered in San Ramon, California and serves customers from a wide range of locations throughout California,...