DUTIES AND RESPONSIBILITIES: Underwrites all residential mortgage loan requests and binds bank for commitment. Recommends improvements to institution’s residential lending policies and procedures. Continued education and peer training to keep updated on industry changes and application of those changes. Training as required by management to learn different guidelines for different loan products to enhance underwriting skills and levels.
JOB REQUIREMENTS: Must have strong government FHA/VA Underwriting Authority with recent underwriting experience. This position supports third party originations through the wholesale channel. Underwriters are responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards and Loan Prospector. Communicates with Originators and support staff of Brokers, Correspondents, and other internal and external customers. Good leadership, communications, management, analytical and interpersonal skills. At least 2 years of FHA/VA government underwriting experience. DE & LAPP certifications. Extended periods of sitting and computer use may be required. Bilingual candidates encouraged to apply. EOE