Mortgage Closer
Ameris Bank - Marietta, GA

This job posting is no longer available on CareerBuilder. Find similar jobs: Mortgage Closer jobs - Ameris Bank jobs

Summary: Performs a variety of duties both clerical and technical; major responsibilities include preparing closing packages, checking the HUD - 1 statement for accuracy and compliance, ordering wires and funding loans. Must be proficient in FHA Connection and have ability to pay the Up Front Mortgage Insurance Premium (MIP). Individual is responsible to assist in the collection of all follow documentation required to sell loan in the Secondary market. Individual works under moderate supervision. Essential Functions: -Creates closing package to include all collateral documents.-Confirms that the Closing Agent is authorized to do business with Ameris Bank. -Checks the HUD 1 statement for accuracy and completeness. -Assures that closing package meets and state and federal regulation requirements -Orders the wire in accordance with Ameris Bank procedures -Remits package with all related documents and exhibits to authorized closing agent. -Funds the loan in Encompass -Pays FHA MIP as applicable.-Enters HMDA data into system-Performs other duties as assigned by the Closing Supervisor.
Education/Experience/ Qualifications Required: - High School diploma or GED required.-Three to Five years of prior mortgage banking experience, preferably in a retail banking environment.-Must have full understanding of mortgage banking file flow from application, preliminary disclosures, processing, underwriting, condition clearing, closing, insuring, shipping and investor sale.-Individual must be proficient in the preparations of closing packagesSkills: -Strong working computer knowledge-Have knowledge of secondary market investors products, programs and underwriting requirements-Excellent communication skills and the ability to work well with others- Ability to prioritize and follow up-Strong organizational skills- Ability to manage multiple tasks-Ability to perform mathematical calculations and has a general knowledge of basic accounting principles-General knowledge of banking policies and procedures-Complete knowledge of loan documentation for state and compliance laws in lending-

About this company
15 reviews
Ameris Bancorp enjoys the financial climate of the Deep South. It is the holding company of Ameris Bank, which serves retail and consumer...