Mortgage Loan Closer III (Consumer Direct)
EverBank - Jacksonville, FL

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This position can be hired as a level I, II, or III based on the experience and skill set of the candidate.

Primary Characteristics
Responsible for preparing closing documents in a timely fashion while insuring the loan is closing within our Investor’s strict compliance guidelines.

Essential Functions
• Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close.
• Responsible for the proficient use of closing software, such as WebDigi, Guardian and FAND.
• Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff.
• Assure that all underwriting conditions are met prior to sending out closing packages
• Timely delivery of closing packages to settlement agent.
• Must interact with settlement agents, customers, loan officers and processors daily
• Responsible for reviewing and approving the HUD and insuring it meets the Underwriting guidelines
• Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing
• Responsible for completing a pre-funding audit on each file prior to disbursement
• Responsible for knowing and understanding how to fund loans

Minimum Qualifications (Knowledge, Skills and Abilities)
• Good organizational and time management skills.
• Excellent written and verbal communication skills
• Basic knowledge of agency and underwriting guidelines.
• Strong analytical and problem solving skills.
• Basic knowledge of accounting principles such as debiting and crediting
• Knowledge of FHA, FNMA and FHLMC guidelines
• Must have the ability to meet sudden deadlines
• Must be multi-task oriented
• Must have excellent PC Skills
• Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities
• Some formal Underwriting or Processing experience is a plus
• Knowledge of lending guidelines for all states is a plus
• Knowledge of how to use MSP

Training and Experience
• High School Diploma
• Minimum 3 years Mortgage Closing experience

Pre-Employment Screening Includes
• Credit Check
• Criminal Background Check
• Drug Screen – after offer of employment is extended and before start date
• Past Employment Verification
• Social Security Verification

About this company
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EverBank Financial and its subsidiaries provide a range of financial services including banking, investment services, lending, commercial...