Employee is a producing sales loan originator. Employee is primarily responsible for managing leads, prospecting for new clients, making initial contact, cultivating relationships with potential customers, and working with other employees in order to generate new sales opportunities.
1. Loan Officer duties shall include, without limitation:
(a) Meeting Employer’s average monthly production requirements for Loan Officer position.
(b) Calling outbound leads, and answering inbound lead calls, as required by Employer;
(c) Developing and maintaining a network of relationships with existing and prospective clients, promoting business of Employer, and expanding Employer’s market share;
(d) Identifying potential mortgagors and acquiring a full understanding of their financial needs, based on their individual financial health, economic goals and credit history;
(e) Educating clients regarding mortgage loans, the mortgage loan process, the different types of loans available, and how costs and payments can vary under numerous alternatives available so that clients can make informed decisions when applying for a loan:
(f) Creating and maintaining loan packages in compliance with all federal, state and local laws, as well as Employer’s and participating Lender’s published guidelines, policies and procedures;
(g) Managing the loan transaction from origination through closing, while ensuring client understands and is satisfied with the process;
(h) Fielding and resolving client questions and complaints;
(i) Understanding and complying with Employer’s published policies and procedures at all times;
(j) All other duties as defined by Employer, from time to time.