Mortgage Loan Originator
First Merchants Corporation - Indiana

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Position Goals:

Develop and manage residential loan applications, processes and accounts which meet established lending requirements. Develop new loan business through extensive contact with realtors, customers and other public venues as applicable. Interact with customers and public in a manner that will enhance the overall marketing effort of the bank.

Supervision Received:

Mortgage Sales Manager.

Supervision Exercised:

None.

Essential Duties and Responsibilities:

1. Interview loan applicants to collect and analyze financial data to determine the merits of the specific loan request.

2. Establish and negotiate terms under which credit will be extended, including costs, repayment method, repayment schedule, and collateral requirements.

3. Advise customers concerning financial matters.

4. Develop new business by contacting prospects and customers and cross-selling bank products via phone and referrals.

5. Participate in community affairs to increase the Bank’s visibility and enhance new business opportunities.

6. Serve as a contact for non-borrowing accounts and loan customers for matters relating to other bank services.

7. Develop and maintain relationships with realtors, builders, banking center personnel and existing customers to generate residential mortgage applications

8. Maintain the public reputation of bank and corporation.

All positions within the Corporation require individuals who possess a pleasant and friendly personality, project sensitivity towards customers and fellow employees, and maintain a neat and clean professional appearance . Further, all employees will have access to confidential, sensitive and/or non-public customer information and it is expected that each employee will have the ability to ensure their work locations and activities comply with the Information Security Policy.

Position Requirements :

Education - Up to eighteen (18) months of specialized training beyond high school in a related field.

Experience - Over one (1) through three (3) years of mortgage lending, consumer lending or related experience.

Other - None.

Physical - Sedentary office environment.

First Merchants Bank - 19 months ago - save job - copy to clipboard