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Career minded team player with government and conventional experience. Ensure proper forms, disclosures and agency guidelines are met.
Summary: Verifies, compiles, and enters application information for mortgage loans by performing the following duties.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
Recommends that loans not meeting standards be denied.
Corresponds with credit bureau and employer to verify accuracy of information.
Enters or downloads loan application information in database.
Calls specified companies to obtain property abstract, survey, and appraisal.
Informs supervisor of discrepancies in title or survey.
Submits mortgage loan application file for underwriting approval.
Creates and mails approval and denial letters to applicants.
Submits approved mortgage loan file to Mortgage Loan Closer for settlement.
Records data on status of loans.
Organization, Thoroughness, Financial Skills, Financial Software, Documentation Skills, Analyzing Information , General Math Skills, Informing Others, Reporting Skills, Research Skills, Financial Diagnosis